Commercial & Wealth Relationship Management Graduate Scheme

Lloyds Banking Group; West of England; Hybrid; GBP 41,000 - 50,000; Full time

Job summary

Lloyds Banking Group is launching its Commercial & Wealth Relationship Management Graduate Scheme, a two-year rotational program across Wealth, Business & Commercial Banking and Private Banking. You’ll gain experience, qualifications, and mentoring while building relationships with diverse client segments.

We’re looking for curious, relationship-focused graduates with strong communication, commercial mindset, and a willingness to learn; visa sponsorship is not provided, and location flexibility

Qualifications

• Strong interest in financial services and relationship management.
• Excellent communication and interpersonal skills.
• Willingness to learn and pursue professional qualifications.
• Commercial mindset and client-focused attitude.

Responsibilities

• Rotate across Wealth, Business & Commercial Banking and Private Banking.
• Develop relationship management skills with personal and business customers.
• Build financial planning knowledge and advisory foundations.
• Work with experienced colleagues to deliver tailored client solutions.
• Engage with a diverse range of UK clients across rotations.

Skills

Relationship management

Communication

Growth mindset

Commercial curiosity

Job description

End Date

Sunday 08 November 2026

Salary Range

£45,000

Before you start your application, please note alternative formats are available on request. Please contact us by emailing [e-mail] or calling on 0345 330 4576. If emailing, please tell us how you would like us to respond - we can email back or call you to discuss any requirements or concerns you might have. We will get back to you as soon as we can but during busy times, it might take up to 5 working days (Don’t worry, this won’t affect your progress in the application process)

Job Description Summary

Prior to submitting your application, please visit our early careers website to find out more about the schemes we offer and the recruitment journey: www.lloydsbankinggrouptalent.com.

Our graduate schemes may close early if we receive a high number of applications, so it’s best to apply as soon as you can.

If you have any questions, please do contact the team at [e-mail]

Job Description

Helping shape financial futures

How people seek financial guidance is changing. Today’s customers are looking for personalised support, digital experiences and trusted relationships to help them achieve their financial goals.

That’s why we’re launching our new Commercial & Wealth Relationship Management Graduate Scheme a unique opportunity to develop the next generation of Relationship Managers & Wealth Advisors across Lloyds Banking Group.

Over two years, you’ll gain experience across our Wealth, Business & Commercial and Private Banking businesses, building the knowledge, skills and professional qualifications needed to support customers throughout some of life’s most important financial decisions. You’ll build relationship management skills across both our personal & business customers.

What you’ll do

This rotational Scheme has been designed to give you broad exposure to different customer segments and financial solutions across the Group.

You’ll complete rotations across:

• Wealth & Insurance
• Business & Commercial Banking
• Private Banking

Working alongside experienced colleagues, you’ll learn how we build trusted customer relationships, support financial wellbeing, and deliver tailored solutions that meet customers’ needs.

Throughout the Scheme, you’ll develop expertise in:

• Relationship Management
• Financial Planning and Advice Fundamentals
• Wealth and Investment Products
• Customer Needs Analysis
• Regulatory, Credit and Risk Management
• Commercial Awareness and Client Engagement

Build professional qualifications alongside your career

We’ll support you in gaining industry-recognised qualifications that will help accelerate your development and prepare you for a future career in wealth and relationship management.

Alongside formal learning, you’ll receive coaching, mentoring and development support from experienced leaders and industry professionals.

Why join us?

We’re investing in the future of relationship management within LBG

As the industry experiences increasing demand for qualified advisers and relationship managers, we’re creating a sustainable pipeline of talent to support our customers for years to come. You’ll be joining a business that is committed to developing future capability, embracing new ideas and delivering excellent customer outcomes.

By bringing together colleagues from different backgrounds and experiences, we’re creating a diverse future talent community that reflects the customers, businesses communities we serve.

What we’re looking for

We’re looking for curious, relationship-focused graduates who are passionate about helping customers succeed.

You don’t need previous financial services experience. We’re more interested in your potential, including:

• A genuine interest in financial services, wealth or relationship management
• Strong communication and relationship-building skills
• Commercial curiosity and a growth mindset
• Confidence working with a wide range of customers and stakeholders
• A willingness to learn and work towards professional qualifications
• A commitment to delivering good customer outcomes

By the end of the programme, you’ll have developed a broad understanding of relationship & wealth management giving you a strong foundation for a successful career in one of the UK’s most important growth markets.

Requirements

What you need to apply

• While we do not require a minimum degree achievement, we strongly recommend the ability to be able to demonstrate sound knowledge, understanding and technical skills aligned to the role. Some aspects of this, alongside behaviours and values, will be assessed through the application process.
• Please note we’re not able to sponsor visas.

Locations

This is a rotational scheme across various UK Locations including Bristol, Manchester & Leeds. You’ll need to be flexible.

With our hybrid working policy, all colleagues are expected to spend a minimum of two days each week in the office, some roles are five days per week.

Opening and Closing date

Applications for our Commercial & Wealth Relationship Management Graduate Scheme open 1st October 2026.

Our graduate schemes may close early if we receive a high number of applications, so it’s best to apply as soon as you can.

At Lloyds Banking Group, we’re driven by a clear purpose; to help Britain prosper

Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you’ll have many opportunities to learn, grow and develop.

We keep your data safe.

So, we’ll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We’ll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.

We’re focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.