Commercial Manager

ClearScore; Greater London; Hybrid; GBP 75,000 - 110,000; Full time

Benefits offered by this job

25 paid holidays

Hybrid Work Environment

Private health and dental cover

Pension

Office perks

Learning and development

In-house psychotherapist

Flexible working hours

Career growth plan

Job summary

ClearScore is seeking a Commercial Manager to lead partnerships in unsecured loans, driving strategic collaborations with banks and fintechs across the UK. You will dive into platform data to derive insights, forecast value of new initiatives, and run quarterly business reviews with key partners to set priorities.

The role blends commercial leadership with data-driven decision making in a hybrid London environment.

Qualifications

• Proven track record of high achievement in prior roles or academics.
• Ability to think creatively to solve challenges and drive impact.
• Strong curiosity and initiative to pursue business goals.
• Willingness to take on responsibility quickly in a fast-paced setting.
• Excellent data-driven decision making and analytics mindset.
• Excellent communication with internal and external stakeholders.

Responsibilities

• Manage day-to-day contact for unsecured loans partners and monitor performance.
• Build deep partner relationships to understand ambitions and challenges.
• Analyze data to unlock insights on partner products and opportunities.
• Create briefs for Analytics to answer complex data questions.
• Lead cross‑functional marketplace initiatives and track performance.
• Coordinate with Marketing and CRM on partner email campaigns.
• Negotiate commercial terms with partners to maximise value.

Skills

High achievement

Innovative thinking

Curiosity

Ambitious

Execution

Data analytics

Communication

Growth mindset

Strategy consulting

Client-facing

Fintech experience

Job description

Commercial Manager

Location: London, England, United Kingdom

Department: Commercial

The ClearScore Commercial Team play a unique strategic and executional role in making the ClearScore marketplace the best place to shop for credit products. We have a broad remit, responsible for monetising the ClearScore platform through both product optimisations and our B2B financial service partnerships. We are on the front lines of market trends, partner insights and industry innovation and use these to determine how ClearScore should deploy resources across our talented Product, Tech and Analytics teams.

We are looking for a Commercial Manager to take on a leading role across unsecured loans. Here, you will look after relationships with some of the most exciting banks and fintechs in the UK, as well as negotiate deals with new partners. You will also dive deep into our platform's rich data to derive key business and new initiative insights, produce reports and spot trends. This is a high autonomy role, where you will be the go-to-person for strategic partner relationships, as well as lead your own projects that improve the ClearScore marketplace and optimise partners’ conversion funnels.

What you will be doing:

• Be the day-to-day point of contact for our unsecured loans partners, covering marketplace performance, revenue reporting and ongoing initiatives
• Build deep relationships with key partners in order to understand their ambitions, challenges and the solutions ClearScore can offer
• Dive into the rich ClearScore dataset and produce analytics that unlock insights for partners on the performance of their products in our marketplace and resulting opportunities
• Create briefs for the Analytics team, seeking to answer data-related questions that get to the next level of detail in our data
• Seek creative solutions to solve problems, including using AI to enrich your work with deeper insights drawn across multiple sources
• Forecast the value of new initiatives for ClearScore users, partners, and revenue to support business prioritisation
• Own initiative prioritisation for key partners and run quarterly business reviews (QBRs) to set joint priorities to deliver against together for the coming quarter
• Act as the Commercial lead for cross-functional marketplace optimisation initiatives, from initial concept and business plan stage to execution and performance tracking
• Co-ordinate with the Marketing and CRM team on the creation, partner sign-off and performance optimisation of commercial email campaigns
• Negotiate commercial arrangements with new/existing partners to ensure value created by our partnerships is appropriately shared

Skills we'd love you to have

• A track record of high achievement both at work and in academic performance
• Ability to demonstrate innovative thinking when tackling challenges in a previous role
• Passion and curiosity for the problems we are solving, and an ability to use creativity and initiative in pursuit of these goals
• Ambitious, comfortable with ambiguity and ready to take on a lot of responsibility quickly
• Drive to action, able to bring together different teams to deliver launch on or ahead of schedule
• A natural aptitude for data analytics and comfortable drawing insights from data - we don’t need you to be a data expert, but a level of understanding is crucial to being successful
• Great communication skills with internal and external stakeholders at all levels
• A growth mindset with a passion for learning
• Previous work experience in any of the following would be beneficial, but not a requirement:
  • Strategy consulting
  • A commercially focused and client-facing environment such as relationship/partner/account management
  • Relevant work in a consumer finance, fintech or B2B tech company

Why ClearScore?

ClearScore is the UK's #1 credit score and report app. We are also present in South Africa, Australia and Canada, with more than 20 million users globally and growing fast. Someone joins ClearScore every 20 seconds. We have established relationships with over 50 of the main lenders in the U.K., and have been a trusted tool for customers to manage their credit and make better financial decisions.

Since October 2016 we have helped 1.8 million users take out a new credit card or loan. We are user-centric at our core and we believe in leveraging technology to enable positive financial choices. We are design-led and data-driven and we embed these behaviours in everything we do.

Our company culture is a fundamental part of all we have achieved. We believe in hiring smart, driven, passionate and diverse people who are keen on having a real impact in our organisation. We trust you to manage your own time so we offer flexible work and no fixed desk hours. We don't micromanage and we believe in measuring outcomes rather than effort. We have an inclusive culture where all, regardless of seniority, are encouraged to contribute with their ideas, look after their wellbeing and actively seek opportunities for career growth.

Benefits

• 25 paid holidays and a “duvet day” on your birthday
• Hybrid Work Environment
• Private health and dental cover - including mental health support through Bupa
• GP office visits
• Life assurance scheme
• Up to 6% matched pension
• Regular Lunch and Learns with guest speakers
• Dog-friendly office
• Daily breakfast and free snacks
• Access to discounts via Cobens Extras
• Free sports and social clubs
• Continued investment into learning and development
• Leadership-led training
• In-house psychotherapist
• Financial coach to help you plan and achieve your goals
• No clock-watching culture
• Generous maternity and paternity plans
• Culture and inclusion representatives
• Transparent pay structure and a career growth plan

Equal Opportunities

ClearScore is committed to providing equal employment opportunities to all qualified individuals. As an equal opportunity employer, we are able to make reasonable adjustments to accommodate individuals with disabilities during the recruitment and selection process. If you require accommodation, please inform us in advance, and we will work with you to meet your needs.

Our Hybrid Model

We embrace adynamic hybrid work environment that balances flexibility with collaborative in-person experiences. Our approach is designed to foster innovation, team connection, and individual productivity.

• Minimum 3 days per week in-office

We believe this structure offers the best of both worlds - the flexibility of remote work and the synergy of face-to-face collaboration. Our office days are carefully coordinated to maximise team interactions and learning/ mentorship opportunities.

What This Means for You

• Flexibility to manage your work and life
• Dedicated in-office days for team building and collaborative projects
• Office facilities (with plants!) designed for productive interactions
• Clear expectations and support for maintaining our hybrid schedule

We’re committed to creating an inclusive environment that accommodates diverse needs while maintaining our collaborative culture. Join us in shaping the future of work!

Note: While we offer flexibility, commitment to our hybrid schedule is an important aspect of our team culture and performance expectations.

Inclusion Policy

We are always looking for talented individuals to join ClearScore. We are an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for our people. Please see our People Policy Notice athttps://www.clearscore.com/people-notice.