Commercial Lending Director - Cashflow Lending, London

Metro Bank; London; Hybrid; GBP 85,000 - 110,000; Full time

Job summary

A leading financial institution in London is looking for a Commercial Lending Director focused on cashflow lending. This role requires strong relationship-building skills and a proven track record in commercial banking. Responsibilities include acquiring new customers, managing risks, and developing strategic business plans. The position offers a competitive salary, bonuses, and the potential for hybrid working arrangements.

Benefits

Competitive salary

Discretionary annual bonus

Generous holiday allowance

Attractive pension scheme

Healthcare

Life assurance

Colleague discounts

Qualifications

• Proven track record of cashflow lending within commercial or banking environments.
• Experience lending to SMEs with a focus on commercial banking relationships.
• Excellent communication and negotiation abilities.

Responsibilities

• Grow the bank by acquiring new borrowing customers.
• Manage all aspects of Risk, including Credit and Operational.
• Develop and deliver a business plan while responding to market challenges.

Skills

Cashflow lending expertise

Excellent negotiation skills

Credit underwriting skills

Relationship management

Job description

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Commercial Lending Director - Cashflow Lending, London, London

Location: London, United Kingdom

Job Category: Other

EU work permit required: Yes

Job Reference:

66d4c979fc79

Job Views:

4

Posted:

12.08.2025

Expiry Date:

26.09.2025

Job Description:

What you will do:

• Grow the bank with the acquisition of new borrowing customers
• Develop and deliver your business plan, responding to internal risk challenges, external market challenges, and regulatory requirements
• Develop and maintain active and influential relationships with key market professionals and players, as Metro Bank’s external face to the Commercial market (customers & professionals), building our brand and reputation in this key marketplace
• Manage all aspects of Risk, including Credit, Operational, and Regulatory
• Manage, influence, and build an internal network across Metro Bank to ensure a One Team approach for customers and colleagues
• Liaise with other internal stakeholders to deliver required propositions and pricing requirements, risk policies, and reporting set and managed within appetites
• Be a role model for the Regional Commercial Team and Metro Bank when dealing with customers, intermediaries, and colleagues

And... we are a bank, so risk is a part of everything we do. We value individuals who take responsibility, do the right thing for customers, colleagues, and Metro Bank, and have the courage to call out concerns.

What you will need:

• Understand the risks associated with your job and what that means for you, Metro Bank, and all our stakeholders
• Proven track record of cashflow lending with specialist sector knowledge within commercial/debt advisory/banking environments
• Excellent credit underwriting skills, with a history of lending to SMEs
• Experience in building, maintaining, and growing valuable commercial banking relationships
• Excellent negotiation skills with the ability to influence senior/executive management internally and externally
• Experience as a Commercial Banking Director/Manager/Business Developer or equivalent
• Experience lending to trading businesses across sectors such as hospitality, leisure, manufacturing, logistics, food production, and professional services

Our promise to you…

• We will ensure you are well-rewarded with a competitive salary, discretionary annual bonus, and a wide range of benefits, including generous holiday allowance, attractive pension scheme, healthcare, life assurance, and colleague discounts!
• We provide training to help you succeed and internal opportunities for career progression (around 40% of our recruitment comes from internal promotions!)
• Most roles offer the possibility of hybrid working, built around your role and home life, wherever possible.