Commercial Lending Director

Metro Bank; Manchester; Hybrid; GBP 70,000 - 90,000; Full time

Job summary

Metro Bank seeks a Commercial Banking Director to manage a portfolio of Regional clients and develop effective business strategies. Candidates should possess strong relationship management skills and a proven track record in corporate banking. The role offers competitive compensation and opportunities for career progression within a supportive environment.

Benefits

Competitive salary

Discretionary annual bonus

Generous holiday allowance

Attractive pension scheme

Healthcare

Life assurance

Colleague discounts

Training and internal opportunities for progression

Responsibilities

• Manage an active portfolio of Regional commercial banking customers.
• Develop and deliver business plan addressing internal and external challenges.
• Maintain relationships with key market professionals.

Skills

Relationship management skills

Credit underwriting

Negotiation skills

Education

Experience as a Commercial Banking Director/Manager

Job description

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• Manage an active portfolio of Regional commercial banking customers and grow the bank with the acquisition of new borrowing customers
• Develop and deliver your business plan, responding to internal risk challenges, external market challenges, and regulatory requirements
• Develop and maintain active and influential relationships with key market professionals and players, as Metro Bank’s external face to the Commercial market (customers & professionals) building our brand and reputation in this key market place
• Manage all aspects of Risk, including Credit, Operational and Regulatory
• Manage, influence and build an internal network across Metro Bank to ensure a One Team approach for customers and colleagues
• Liaise with other internal stakeholders to deliver required propositions and pricing requirements, risk policies and reporting set and managed within appetites
• Be a role model for the Regional Commercial Team and Metro Bank when dealing with customers, intermediaries and colleagues

And... we are a bank so risk is a part of everything we do. We love people who take responsibility, do the right thing for customers, colleagues and Metro Bank and have the courage to call out any concerns.

What you will need:

• Understand the risks associated with your job and what that means for you, Metro Bank and all our stakeholders
• Proven track record of relationship management skills and specialist sector knowledge within commercial/corporate banking environments
• Excellent credit underwriting skills, with a track record of lending to Medium & Large SMEs
• Track record in successfully building, maintaining and growing valuable commercial banking relationships
• Excellent negotiation skills with an ability to interact and influence senior/executive management internally and externally
• Experience as a Commercial Banking Director/Manager/ Business Developer or equivalent
• Experience on lending toto trading business across sectors such as hospitality, leisure, manufacturing, logistics, food production, professional services etc.

Our promise to you…

• We will make sure that you are well-rewarded by providing you with a competitive salary, discretionary annual bonus, and a wide range of benefits, including generous holiday allowance, attractive pension scheme, healthcare, life assurance, and a number of colleague discounts!
• We will give you the training to ensure you succeed in your role and plenty of internal opportunities to progress your career (around 40% of our recruitment comes from internal promotions!).
• We are also all about balance so most of our jobs offer the opportunity for hybrid working built around your role and home life, wherever possible.