Commercial Credit Analyst: Shape Financing Solutions

BMO; United Kingdom; In loco; CAD 70.000 - 150.000; Tempo pieno

Vantaggi offerti da questo lavoro

Health insurance

Tuition reimbursement

Retirement plans

Performance-based incentives

Descrizione del lavoro

BMO is seeking a Credit Analyst in Canada to analyze commercial credit, assess risk, and support lending decisions for a diversified client portfolio. You will work with Relationship Managers to tailor financing solutions and ensure policy compliance, while contributing to portfolio growth and risk management.

The role emphasizes strong financial analysis, client relations, and collaboration in a fast-paced banking environment in Canada.

Competenze

• Bachelor's degree in Business Administration, Finance, Accounting, or Economics.
• Strong understanding of commercial lending and credit risk.
• Experience evaluating cash flow, debt service, and loan structures.

Mansioni

• Analyze financial statements, cash flow, and industry trends to assess creditworthiness.
• Prepare credit applications and recommendations for lending requests.
• Evaluate repayment capacity and collateral adequacy.
• Monitor assigned portfolio and identify risks and opportunities.
• Collaborate with Relationship Managers to structure financing solutions.
• Support client meetings and relationship management activities.
• Identify opportunities to deepen client relationships.
• Contribute to business development and cross-functional partnerships.
• Maintain portfolio data and support data-driven decisions.

Conoscenze

Commercial credit

Lending

Financial analysis

Credit risk

Cash flow analysis

Client relationship

Microsoft Office

Formazione

Bachelor's degree in Business Administration

Strumenti

Financial analysis tools

Descrizione del lavoro

BMO is seeking a Credit Analyst in Canada to analyze commercial credit, assess risk, and support lending decisions for a diversified client portfolio. You will work with Relationship Managers to tailor financing solutions and ensure policy compliance, while contributing to portfolio growth and risk management.

The role emphasizes strong financial analysis, client relations, and collaboration in a fast-paced banking environment in Canada.