Commercial Banking Assistant I/II

Trustmark; Birmingham; On-site; GBP 25,000 - 45,000; Full time

Job description

Overview

The purpose of this job is to provide support for multiple assigned Commercial Relationship Managers in serving the needs of clients and prospects, regarding loans, deposits, investments, trusts, and insurance products. Support should be provided in all aspects of the commercial lending process to include successful loan closings and portfolio management subsequent to loan closings. This position will receive instructions from the Commercial Banking Support Manager while supporting the assigned Commercial Relationship Managers.

This job utilizes advanced knowledge and experience of acceptable commercial lending practices to provide support for multiple Commercial Relationship Managers II or III with (all of the duties of Community Banking Assistant I, plus) complicated portfolio management, perfection of loan documentation, and technical assistance as needed, to ensure timely and accurate coordination of reviews, loan renewals, loan modifications, exceptions and compliance resolution, and all other aspects of the commercial lending and portfolio management processes.

Responsibilities

• Provide administrative support for the department, including answering phones and referring calls, coordinating officer calendars, scheduling appointments, preparing correspondence, memos, reports, ordering supplies, maintenance requests, training new associates, opening and distributing mail, and preparing expense reports.
• Gather information and prepare loan applications, disburse loan advances, accurately quote payoffs, order credit reports, pull financial statements, collect and review documentation for accuracy and compliance prior to submission for processing, manage exception list, work closely with Relationship Managers in attaining and approving collateral releases, complete, file and release Universal Commercial Code (UCCs), complete application for Letters of Credit, and retrieve and utilize information on sweep accounts.
• Interface with other departments including branch personnel, Loan Operations, Central Document Processing (CDP), Wire Transfer, Treasury Services, Mail Distribution, Trust, Compliance, Credit Analysis, Credit Operations, and the Legal Department.
• Assist customers with general banking functions (post-close) as needed, including transferring funds, wires, and balancing checking accounts.
• Provide excellent customer service to all clients, internally and externally.
• Perform additional duties as assigned.

Qualifications

Qualifications for Commercial Banking Assistant I

• High school diploma or 2-year degree with business administration emphasis preferred.
• Minimum of two (2) years of previous experience as a business banking assistant or relevant general banking or general assistant experience.
• Knowledge of general banking and business banking procedures and practices preferred.
• Accounting and mathematical aptitude.
• Due to the critical element of customer exposure, the qualified associate must demonstrate excellent customer service ability in addition to each of the following:
  • Excellent interpersonal skills.
  • Good organizational skills with demonstrable ability to multitask.
  • Good communication skills (verbal and written) while demonstrating ability to use lending terminology.
  • Good time management skills.
  • Intermediate computer skills, including functionality with Word, Excel, and preferably other bank systems (such as nCino, OnDemand, Outlook, etc.) necessary to perform tasks (typing skills - test 30 wpm).
  • MUST be able to exercise confidentiality with sensitive information.

Qualifications for Commercial Banking Assistant II

• College degree preferred.
• Minimum of five (5) years of experience as a Community Banking Assistant I or proven equivalent.
• Knowledge of advanced banking and commercial lending procedures and practices.
• Familiarity with legal concepts involving commercial lending and knowledge of when and whom to forward escalated concerns.
• Functional understanding of UCCs, Deeds of Trust, Borrowing Base Certificates, Letters of Credit, and Sweep Accounts.
• Accounting and mathematical aptitude.
• Due to the critical element of customer exposure, the qualified associate must demonstrate excellent customer service ability in addition to each of the following:
  • Excellent interpersonal skills.
  • Excellent organizational skills with demonstrable ability to effectively multitask.
  • Excellent communication skills (verbal and written) while demonstrating ability to effectively use lending terminology.
  • Excellent time management skills.
  • Advanced computer skills, including proficiency in Word, Excel, PowerPoint, and other bank systems (such as nCino, OnDemand, Outlook) necessary to perform tasks.

Physical Requirements/Working Conditions: Must be able to sit for long periods of time and use computer keyboard and/or mouse while viewing computer screens.

Note: This is a brief description of this position and is not limited to those described herein. Management retains the right to add, delete, or modify any of these responsibilities at any time during employment.