Commercial Analyst

Europcar Mobility Group; Leicester; On-site; GBP 45,000 - 60,000; Full time

Benefits offered by this job

Competitive salary

Pension scheme

Holidays

Job summary

Europcar Mobility Group is recruiting a Senior Finance Analyst to provide analytical support for commercial performance. You will own financial analysis, forecasting and performance monitoring across revenue, margins and overheads, partnering with Commercial, Operational and Head Office teams.

You will report to the Functional Controller, ensuring data accuracy and timely reporting, while challenging assumptions and driving efficiency across the business.

Qualifications

• Qualified or part-qualified accountant with significant experience in financial analysis and control.
• Proven ability to partner with senior stakeholders and translate data into insights.
• Experience with budgeting, forecasting, month-end reporting and variance analysis.

Responsibilities

• Analyse revenue, margin, cost and channel performance across functions.
• Own month-end analysis and translate data into clear insights and drivers.
• Prepare station P&L analyses including revenue, costs and overheads.
• Monitor performance against budget/forecast and highlight risks and opportunities.
• Challenge assumptions, support decision-making and drive profitability.
• Collaborate with commercial, operational and head office leaders as a trusted partner.
• Coordinate budgets/forecasts and produce management reports and KPI packs.

Skills

Advanced Excel

Data handling

Variance analysis

Financial reporting

Stakeholder engagement

Problem solving

Financial modelling

Communication

Education

ACA/ACCA/CIMA

Tools

Excel

Job description

Competitive Salary, Holidays, Pension and Benefits

This role is open to anyone who has the eligibility to work in the UK. The Company is unable to offer visa sponsorship for this position.

About Us

Europcar Mobility Group is a leading provider of car rental and mobility services, offering a diverse fleet for business and leisure travel and helping to change the way our customers move. We are committed to exceptional customer service and to innovative solutions that meet the evolving needs of our clients. We are seeking a Commercial Analyst to provide the analytical support behind commercial performance, preparing the analysis, reconciliations and recurring calculations that underpin a single source of financial truth.

The Role

As Senior Finance Analyst, you will play a key role in providing financial insight, analytical support and business partnering across our Commercial, Operational and Head Office functions.

Reporting to the Functional Controller, you will support the delivery of accurate and timely financial information, taking ownership of financial analysis, management reporting, forecasting and performance monitoring across revenue, margin, operational costs and overheads.

You will work closely with Commercial, Operational and Head Office leadership teams, providing meaningful financial insight, challenging assumptions and identifying risks and opportunities to improve business performance. You will ensure that financial information is accurate, consistent and reconciled to the underlying books of record, providing a single source of financial truth to support informed decision-making. The role will combine hands‑on financial analysis and controlling with proactive business partnering, ensuring that financial performance is understood, challenged and translated into practical actions across the business.

Key Responsibilities

Financial Analysis & Performance Management

• Analyse revenue, margin, customer, channel and cost performance across the Commercial, Operational and Head Office functions.
• Own and deliver month‑end financial analysis, translating financial and operational data into clear insights explaining performance, variances and underlying drivers.
• Prepare and analyse station P&Ls, including revenue lines, operational costs, overheads and group functional cost centres.
• Monitor financial performance against budget, forecast and prior year, identifying trends, risks and opportunities and recommending appropriate actions.
• Challenge cost run‑rates, headcount, overhead assumptions and recovery plans, distinguishing genuine business movements from timing and presentational differences.
• Provide financial insight and recommendations to support business decisions, improve profitability and drive operational efficiency.

Business Partnering & Stakeholder Management

• Act as a trusted finance business partner to Commercial, Operational, Legal, Compliance and People teams, developing strong working relationships with key stakeholders.
• Work alongside station and Head Office leadership teams to understand business performance and the financial implications of operational, resourcing, network, contractual and service‑related decisions.
• Constructively challenge financial assumptions, budgets and forecasts, ensuring accountability for delivery against agreed financial targets.
• Provide financial guidance and support to stakeholders, helping them understand performance and identify opportunities for improvement.
• Proactively identify and elevate financial risks and opportunities, ensuring appropriate actions are taken.

Budgeting, Forecasting & Financial Reporting

• Prepare and coordinate financial inputs for budgets and forecasts across the Commercial, Operational and Head Office functions.
• Produce regular management reports, KPI packs and financial performance updates for review by the Controlling leadership team and relevant stakeholders.
• Ensure reporting is accurate, timely and consistent, providing clear explanations of financial movements and variances.
• Establish and maintain standardised reporting formats, definitions and reporting timelines across stations and functional areas.
• Support the preparation of financial analysis and information for business reviews and management decision‑making.

Commercial Finance & Financial Calculations

• Prepare and validate recurring commercial calculations, including variable pay, bonuses, rebates and commissions.
• Ensure calculations are supported by documented methodologies, agreed assumptions and appropriate supporting evidence.
• Analyse commercial performance across revenue streams, customer profitability and sales channels, identifying opportunities to improve financial returns.
• Build and maintain robust reconciliations to ensure commercial and operational financial information agrees with the underlying financial records.

Financial Control, Governance & Process Improvement

• Maintain a single source of financial truth, ensuring management information is reconciled to the underlying books of record.
• Identify and resolve discrepancies in financial reporting, ensuring consistent and reliable financial information across the business.
• Maintain a strong control environment, including appropriate balance sheet substantiation and financial reconciliations.
• Document financial processes, methodologies and reporting requirements to ensure outputs are transparent, repeatable and capable of being independently reviewed.
• Identify opportunities to simplify, standardise and automate financial processes and reporting, improving efficiency and accuracy.
• Ensure compliance with the Company's policies, procedures and Code of Conduct, completing all relevant training.
• Support and review the work of finance analysts, providing guidance on methodologies, reporting standards, accuracy and quality of outputs.
• Undertake any other reasonable duties as required.

Qualifications & Skills

• Qualified or part‑qualified accountant (ACA, ACCA or CIMA), with significant relevant experience in financial analysis, controlling, financial control or operational finance.
• Proven experience in a commercially driven, multi‑site or service‑based business, with exposure to operational and commercial finance.
• Strong understanding of financial performance, revenue and margin analysis, cost behaviour, overheads and contractual charging arrangements.
• Demonstrable experience of budgeting, forecasting, month‑end reporting, financial reconciliations and variance analysis.
• Proven ability to partner with and influence operational and functional stakeholders, with the confidence to constructively challenge at senior level.
• Strong analytical and problem‑solving skills, with the ability to interpret complex financial and operational data and translate findings into meaningful business insight.
• Advanced Excel and data‑handling skills, with experience of modern financial reporting, data analysis and visualisation tools.
• Sound understanding of financial controls, governance, balance sheet substantiation and risk management.
• Excellent attention to detail, with a methodical and organised approach to managing competing priorities and fixed reporting deadlines.
• Strong written and verbal communication skills, with the ability to present financial information clearly to both finance and non‑finance stakeholders.
• Experience of supporting, guiding or developing finance analysts, setting standards and reviewing the quality and accuracy of their work.
• Proactive approach to continuous improvement, with the ability to identify opportunities to simplify, standardise and automate processes.