Collateral Risk Analyst (Assistant Vice President)

Citi; Greater London; On-site; GBP 70,000 - 110,000; Full time

Job summary

Citi in London is seeking a Credit Portfolio Senior Analyst to join the Risk Management team. This intermediate-level role conducts credit reviews, approvals, and monitors the portfolio to identify migrations, in coordination with risk management.

Responsibilities include developing risk policies, applying sophisticated analytics (SAS in UNIX), and presenting risk insights to senior management. A Bachelor’s degree and 5–8 years’ experience in commercial risk analytics are expected.

Qualifications

• Bachelor's degree or higher.
• 5–8 years of relevant experience in risk analytics.
• Knowledge of commercial risk analytics and credit/risk principles.
• Ability to synthesize, prioritize and drive results with urgency.

Responsibilities

• Contribute to development/improvement of risk processes and workflows.
• Develop recommendations to adjust credit policies using analytics.
• Utilize SAS in a UNIX environment for risk and data analyses.
• Research risk queries and support ad-hoc risk analyses.
• Develop, test, and optimize credit policies and ensure regulatory compliance.
• Manage risk levels across products and present to senior management.
• Escalate and report control issues with transparency.

Skills

Analytical Thinking

Credible Challenge

Governance

Policy

Procedure

Regulation

Portfolio Analysis

Risk Management Lifecycle

Education

Bachelor's degree

Tools

SAS

UNIX

Job description

The Credit Portfolio Senior Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.

Responsibilities:

• Contribute to the development of new techniques and improvement of processes and work-flows by applying in-depth disciplinary knowledge and integrating subject matter and industry expertise within Risk Management
• Develop recommendations to adjust credit policies by analyzing credit and financial performance and utilizing statistical scoring, segmentation, and regression and simulation techniques
• Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, reconciliation, and quality testing
• Research customer and/or management queries using risk systems and data and support ad-hoc risk policy analyses and projects as required
• Participate in developing, testing, and optimizing credit policies, ensuring consistency and regulatory compliance, and assist in the implementation of those policies, processes and other related initiatives
• Manage risk levels for the entire credit spectrum across multiple products and retail formats and prepare risk management presentations for senior management
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Recommended Qualifications:

• 5-8 years of relevant experience
• Knowledge of commercial risk analytics
• Ability to apply credit and risk principles toward business goals
• Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency
• Proven ability to remain organized in a fast-paced environment, managing multiple projects
• Proven interpersonal, organizational and analytic skills

Education:

• Bachelor's degree/University degree or equivalent experience

Working Environment:

• Working Environment: office setting, minimal travelling and working hours in the office may be required during projects.
• Effort: minimal physical effort required. High levels of prolonged and intense concentration may be required in front of computer.

Job Family Group:

Risk Management

Job Family:

Portfolio Credit Risk Management

Time Type:

Full time

Most Relevant Skills

• Analytical Thinking
• Credible Challenge
• Governance
• Policy
• Procedure
• and Regulation
• Portfolio Analysis
• Risk Management Lifecycle

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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