Collateral Risk Analyst (Assistant Vice President)

Citigroup, Inc.; City Of London; On-site; GBP 65,000 - 90,000; Full time

Job summary

Citigroup, Inc. is seeking a Credit Portfolio Senior Analyst to conduct credit reviews, approvals and monitoring of the portfolio in coordination with Risk Management. This role focuses on identifying credit migration and managing exposure for Citi's clients and counterparties globally.

The position emphasizes development of risk-based policies, data analysis using SAS, and support for senior management risk presentations in a fast-paced environment.

Qualifications

• 5-8 years of relevant experience.
• Knowledge of commercial risk analytics.
• Ability to apply credit and risk principles toward business goals.
• Demonstrated ability to synthesize, prioritise and drive results.

Responsibilities

• Contribute to development of new techniques and processes within Risk Management.
• Develop recommendations to adjust credit policies by analyzing credit and financial performance.
• Utilise SAS in a UNIX environment to perform risk, financial and data analyses.
• Research risk queries using risk systems and support policy analyses.

Skills

Analytical Thinking

Credible Challenge

Governance

Policy & Regulations

Portfolio Analysis

Risk Management Lifecycle

Education

Bachelor's degree

Tools

SAS

Job description

The Credit Portfolio Senior Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.

Responsibilities:

• Contribute to the development of new techniques and improvement of processes and work-flows by applying in-depth disciplinary knowledge and integrating subject matter and industry expertise within Risk Management
• Develop recommendations to adjust credit policies by analyzing credit and financial performance and utilizing statistical scoring, segmentation, and regression and simulation techniques
• Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, reconciliation, and quality testing
• Research customer and/or management queries using risk systems and data and support ad-hoc risk policy analyses and projects as required
• Participate in developing, testing, and optimizing credit policies, ensuring consistency and regulatory compliance, and assist in the implementation of those policies, processes and other related initiatives
• Manage risk levels for the entire credit spectrum across multiple products and retail formats and prepare risk management presentations for senior management
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Recommended Qualifications:

• 5-8 years of relevant experience
• Knowledge of commercial risk analytics
• Ability to apply credit and risk principles toward business goals
• Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency
• Proven ability to remain organized in a fast-paced environment, managing multiple projects
• Proven interpersonal, organizational and analytic skills

Education:

• Bachelor's degree/University degree or equivalent experience

Working Environment:

office setting, minimal travelling and working hours in the office may be required during projects.

Effort:

minimal physical effort required. High levels of prolonged and intense concentration may be required in front of computer.

Job Family Group:

Risk Management

Job Family:

Portfolio Credit Risk Management

Time Type:

Full time

Most Relevant Skills

Analytical Thinking, Credible Challenge, Governance, Policy, Procedure, and Regulation, Portfolio Analysis, Risk Management Lifecycle.

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