Chartered Paraplanner

Nelson Scott; London; Hybrid; GBP 55,000 - 65,000; Full time

Job summary

A boutique wealth planning firm is seeking a Senior Technical Consultant to enhance its client-facing team. Candidates should have extensive experience in the financial services industry and a proven ability to deliver high-quality advisory services customized for high-net-worth clients. The role demands excellent problem-solving and communication skills, as well as a deep understanding of complex financial planning needs, asset allocation, and compliance requirements. This opportunity offers a competitive salary and benefits, along with the chance to work in a dynamic, client-oriented environment.

Benefits

Discretionary bonus scheme

Full benefits package

Qualifications

• 5+ years experience in independent financial services, ideally in a paraplanning role.
• Excellent knowledge of investment products and current legislation.
• Understanding of asset allocation, income tax, CGT, IHT, and pension transfers.

Responsibilities

• Prepare and attend client meetings, taking detailed notes.
• Gather and analyze detailed client information for financial planning.
• Create cashflow models and communicate them to clients.

Skills

Problem Solving

Communication

Financial Analysis

Attention to Detail

Client Relationship Management

Education

Chartered Financial Planner status

Tools

Voyant

Intelliflo

Job description

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Salary: to £ 65000 p.a.
Location: London, London
Type: PERM
Ref: VR/04845

ROLE SPECIFICATION - SENIOR TECHNICAL CONSULTANT

Purpose of role

Reporting to the Private Client Director, this is a fantastic client-facing opportunity to support a busy and successful team, assisting in delivering an outstanding holistic financial planning service to new and existing HNW clients. Our clients typically have complex planning needs and so the role will help to provide clarity to clients and to deliver the exceptional quality service that our clients have come to expect. The successful candidate will have at least 5 years experience in a relevant IFA role.

About us

We are a boutique wealth planner, asset manager and employee benefits specialist. As we are independent, this allows us to provide objective advice that is aligned to a clients best interests, delivered by teams steeped in financial services knowledge and experience. We have built our Company on integrity and trust, because doing what is right for our clients is best for our business.

Accountabilities

The role comprises, but is not restricted to:

·Preparing for and attending client meetings, taking detailed written notes and following up on any technical points after the meeting.

·Gathering and analysing comprehensive, detailed information from clients, their professional advisers and others.

·Producing comprehensive and clear suitability letters for clients.

·Preparing lifetime cashflow models relevant to each clients circumstances, objectives and possible financial outcomes.

·Communicating these models to each client in person and in writing. Dealing with queries and modified scenarios as required.

·Constructing and producing a financial plan to address each clients lifetime objectives in the context of these cashflow models, generally comprising (but not limited to) contingency planning, legacy/succession planning, asset allocation/wealth management and tax planning.

·Carrying out regular reviews of clients financial plans, circumstances and objectives.

·Dealing with complex and technical client queries as and when they arise.

·Interpreting new technical information, legislative and regulatory changes from various in-house and external sources and ensuring the team remains compliant with FCA and internal compliance procedures.

·Engaging with intelligent, demanding clients (many of whom are investment professionals themselves) consistent with developing and maintaining outstanding, long-term relationships.

·Liaising with other technical staff in order to ensure a consistent client experience across the Group.

·Being willing and able to work to pressing deadlines, sometimes involving a level of time commitment beyond standard working hours.

Experience and Qualifications

The successful candidate will:

·Have 5+ years experience within the independent sector of the financial services industry in a paraplanning role involving direct contact with sophisticated HNW clients

·Hold Chartered Financial Planner status with the CII

·Understand the principles of asset allocation and portfolio construction

·Have excellent knowledge of investment, life and pensions products and current legislation

·Have broad knowledge of esoteric products, including VCT and EIS investments and structured products

·Have a comprehensive understanding of Income Tax, CGT, IHT, Trusts and both DC and DB pension transfers

·Understand the importance and benefits of lifetime cashflow modelling, ideally with experience of Voyant as a cashflow modelling tool

·Previous experience of using Intelliflo will be an advantage

We need someone who can:

·Be a resourceful and creative problem solver, capable of embracing the role quickly and progressing to working largely unsupervised

·Analyse and evaluate information in detail, and reach suitable conclusions as needed

·Demonstrate excellent written and verbal communication skills, with the ability to effectively communicate complex strategies with clarity

·Build a strong proactive working relationship with the advisers, clients and providers

·Has the aptitude to assist the adviser and their clients in an enthusiastic and proactive forward-thinking manner. A high level of organisation and attention to detail is important.

·Is driven to learn, able to think laterally and apply intuitive new ideas and skills to their role

·Adapt quickly to changing priorities and needs and new challenges

·Remain focused and motivated to deliver an exceptional level of customer service at all times to clients, third parties and colleagues.

Location: Clerkenwell, London with flexible and home-based

Hours of work: 37.5 hours per week, office hours 9am to 5.30pm (some degree of flexibility may be possible, subject to approval). It may be necessary to occasionally work outside of normal office hours in order to meet the demands of client meetings and pressing deadlines.

Salary: GBP55-GBP65K. Full benefits are also available, together with a discretionary bonus scheme.

We will try to accommodate any reasonable adjustments needed for our recruitment processes, please do let us know if this applies to you and how we can adequately support you.