BTL Underwriter

Ultimate Banking; Greater London; Hybrid; GBP 60,000 - 80,000; Full time

Job summary

A progressive financial services firm in Greater London is seeking experienced Underwriters to assess mortgage applications in compliance with credit policies. This role offers a chance to work within a fun and balanced environment while expanding your skills in the mortgage lending sector. Interested candidates should have a recent Underwriting Mandate and strong knowledge of Buy to Let processes. The position includes hybrid work options, generous benefits, and a focus on employee well-being.

Benefits

Contributory pension scheme

Death in service (4 x salary)

Vitality Private Medical Insurance & dental cover

Employee Assistance Program

Discretionary annual bonus

Additional 2 days holiday over Christmas

Qualifications

• Must have experience with Buy to Let applications, including Limited Company and HMO.

Responsibilities

• Assess and underwrite mortgage applications against credit risk policy.
• Assist the processing team in preparing case files.
• Support intermediary partners with new applications.

Skills

Current or recent Underwriting Mandate

Good knowledge of Buy to Let lending

Understanding of the mortgage process

Ability to work under pressure

Experience of working in a team

Ability to prioritize tasks

Job description

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Do you want to work for a vibrant company who have drive and ambition but put their employees at the heart of what they do? Our client is exactly that company. They believe in working hard to achieve their goals, but they want their staff to have fun and a work life balance.

They are looking for underwriters to join a growing team of 7 so far. They need experienced Buy to Let Underwriters, but this could just be part of your skill set as there is a definite opportunity to expand into other areas in the future.

The primary function of this role is to assess and underwrite mortgage applications to ensure all lending complies with the company’s credit risk policy. Additionally, work with the processing team to assist in the preparation of case files as well as assisting our intermediary partners by discussing potential new applications.

If you want to join this exciting company, you will have:

• A current or recent Underwriting Mandate
• Good knowledge of Buy to Let lending (to include Limited Company, HMO and Multi lets)
• A good understanding of the mortgage process
• Knowledge of working under pressure to tight deadlines - a 'can do ‘attitude
• Experience of working in a team
• Ability to prioritise tasks

In return, they offer:

• Hybrid working pattern: Office based in Milton Keynes on Mondays & Thursdays with the other 3 days a week working from home.
• Contributory pension scheme
• Death in service (4 x salary)
• Vitality Private Medical Insurance & dental cover
• Employee Assistance Program
• Discretionary annual bonus
• Additional 2 days holiday over Christmas.