Broker - Accident and Health

Harrison Holgate; City Of London; Hybrid; GBP 70,000 - 80,000; Full time

Job summary

Join a specialist broking team in London as an Accident & Health Broker focusing on large international risks. You will craft bespoke insurance solutions for multinational clients, managing relationships with underwriters and ensuring regulatory compliance while overseeing the full insurance lifecycle. The role offers hybrid working and a competitive package.

Benefits

Strong discretionary bonus

Pension scheme

Private healthcare

Access to specialist training and professional development

Qualifications

• Minimum 5 years in Accident & Health broking, experience with high value, international risks.
• Proven track record in London and global insurance markets.

Responsibilities

• Understand and map clients’ global exposures; deliver tailored risk mitigation strategies.
• Craft and place policies across Personal Accident, Travel, and other lines; negotiate with underwriters.
• Manage the full insurance lifecycle—renewals, midterm adjustments, new placements.

Skills

Client advisory

Risk analysis

Policy structuring

Negotiation

Analytical thinking

Team collaboration

Job description

We’re seeking an ambitious Accident & Health Broker to join a specialist broking team in the heart of London, focusing on large, complex international risk. You’ll structure bespoke A&H insurance solutions - spanning Personal Accident, Travel, Kidnap & Ransom, Emergency Evacuation, Crisis Response - for multinational clients operating across high risk sectors. Your core challenge: navigate the London and global insurance markets to secure best in class coverage under competitive terms.

Key Responsibilities

• Client advisory & risk analysis: Understand and map clients’ global exposures, especially in challenging territories; deliver tailored risk mitigation strategies
• Policy structuring & placement: Craft and place policies across Personal Accident, Group Travel, Kidnap & Ransom, and associated lines; negotiate with underwriters in Lloyd’s and international markets
• Underwriter relationship management: Build and sustain strong partnerships with underwriters, maintaining pipeline visibility and securing favourable terms.
• Renewals & portfolio oversight: Manage the full insurance lifecycle—renewals, midterm adjustments, new placements—anticipating client needs and responding to market shifts
• Cross functional teamwork: Coordinate closely with claims, compliance, and analytics teams to deliver comprehensive client service
• Regulatory compliance & governance: Ensure all placements and documentation meet UK/EU/A&H regulatory requirements; stay current on market changes.
• New business growth: Proactively identify and win new business, leveraging specialist network and broking platforms; contribute to strategic growth plans

Who You Are

• Experienced A&H broker: Minimum 5 years in Accident & Health broking, with experience handling high value, international risks
• London Market savvy: Proven track record placing business in Lloyd’s and global insurer markets
• Exceptional communicator: Highly adept at client-facing interactions and negotiating with underwriters.
• Analytical thinker: Strong attention to detail and ability to translate complex risk exposures into structured insurance solutions
• Team-player: Collaborative ethos, able to work across functions to deliver integrated solutions.
• Client-centric mindset: Dedicated to building lasting client relationships and delivering market-leading service.

Why This Role

• Specialist international focus: Engage with large multinationals across emerging and high-risk sectors.
• Hybrid working model: Balanced London office presence to support client and market engagement.
• Competitive total package: £70k – £80k base, with strong discretionary bonus, pension, private healthcare (depending on level).
• Growth opportunity: Enhance your career within a high-performing team, with access to specialist training and professional development (e.g., CII qualifications).

As true market specialists we work in partnership with our candidates and clients, delivering unrivalled market knowledge and insight. Driven by our passion to become the partner of choice we offer tailored advice and guidance...