Bridging Underwriter - Manchester - Hybrid

ZipRecruiter; Manchester; Hybrid; GBP 45,000 - 65,000; Full time

Job summary

A fast-growing tech-led specialist lender is looking for an experienced Bridging Underwriter. This role provides significant scope for influence and career progression in a transformative environment, with responsibilities across underwriting and operational policy shaping, all while enjoying a competitive salary and benefits.

Benefits

Holidays

Pension

Annual bonus

Potential Equity in the Business

Qualifications

• Proven experience in underwriting bridging loans.
• Strong understanding of property finance and risk management.
• Excellent written and verbal communication skills.

Responsibilities

• Underwrite bridging finance applications across various property types.
• Conduct due diligence including valuations and legal documentation.
• Collaborate with brokers and internal teams for deal completion.

Skills

Underwriting

Property finance

Risk management

Communication

Entrepreneurial mindset

Attention to detail

Collaboration

Tech-savvy

Job description

Job Description

Job Title: Bridging Underwriter - Direct Route to Head of Operations.

Location: Hybrid (Manchester base , flexible remote working available)Salary: Competitive salary £45k - £65k - Depending on experience Rewards, Recognition & Career ProgressionPackage, Holidays, Pension, Annual bonus, Potential Equity in the Business

The Opportunity

Our client, a fast-growing, tech-led specialist lender, is seeking an experienced Bridging Underwriter to join their entrepreneurial team. With innovation at the core of the business, this lender is transforming the short-term finance space by combining market-leading technology with decades of industry expertise.

This is a key strategic hire at an early stage of the company’s journey, offering significant scope for influence, career progression, and the opportunity to shape the future of their underwriting operation.

Key Responsibilities:

• Underwrite bridging finance applications across residential, commercial, and semi-commercial properties
• Conduct thorough due diligence, including valuation reports, legal documentation, borrower credibility, and exit strategies
• Collaborate closely with brokers, solicitors, surveyors, and internal teams to ensure swift and smooth deal completion
• Drive loans from application through to draw-down, ensuring high standards of compliance and customer service
• Contribute to process and platform improvements, working in tandem with the tech team to optimise workflows
• Take a proactive role in shaping internal policy, lending appetite, and operational frameworks

Ideal Candidate Profile:

• Proven experience in underwriting bridging loans, with solid knowledge of residential, commercial, and semi-commercial lending
• Strong understanding of property finance, risk management, and regulatory frameworks
• Comfortable working autonomously in a fast-paced, tech-enabled environment
• Excellent written and verbal communication skills, with strong attention to detail
• Confident in liaising with brokers, solicitors, valuers, and other stakeholders to drive case progression
• Entrepreneurial mindset with a collaborative approach and a passion for innovation

Desirable Skills & Experience:

• Current or previous lending mandate held
• Experience across broader property lending, including Buy-To-Let and Commercial Term mortgages
• Background in Business Development, Sales, or Product roles within specialist lending
• Familiarity with digital lending platforms, automated underwriting tools, and AI-driven risk models
• Strong understanding of risk, regulatory compliance, and property lending due diligence
• Commercially astute with excellent communication and stakeholder engagement skills
• Tech-savvy, adaptable, and comfortable working in a fast-paced, start-up environment

Ready to be part of something game-changing in the property lending space?

Apply today, this is a role like no other.