Banking Job - Credit Analyst - Large Corporate - London - M

People First Team Japan/ピープルファーストチームジャパン; London; Hybrid; GBP 45,000 - 70,000; Full time

Job summary

A leading company seeks a diligent Credit Analyst for its Large Corporate team in London. The role emphasizes comprehensive credit evaluations, risk analysis, and collaboration with front office teams. Candidates should possess corporate finance experience and exceptional analytical skills. Join a dynamic environment focused on strategic credit management.

Qualifications

• Solid experience in Large Corporate credit review.
• In-depth knowledge of risks across various industries.
• Exceptional analytical and negotiation skills.

Responsibilities

• Evaluate credit reports and provide detailed analyses.
• Conduct post-lending management and monitor borrower performance.
• Draft and present credit opinions adhering to policies.

Skills

Credit analysis

Financial analysis

Negotiation skills

Problem-solving

Analytical skills

Job description

Your New Job Title: Credit Analyst - Large Corporate

The Skills You'll Need:English fluent, credit analysis experience within Corporate Finance.

Your New Salary:Competitive Depending on experience

Hybrid 1 day at home.

Perm

Start: ASAP

What You'll be Doing Each Day:

• This position mainly focuses on Large Corporate business and may also cover some other sector’s credit business based on the types of proposal from front office.
• Provide credit evaluation reports for various credit products which provides overview of transactions, financial and non-financial risk analysis, key risks identified with the associated mitigation if any as well as credit recommendation (including suggested credit enhancement as well as management conditions). Assisting with the implementation of credit risk appetite, credit policies and procedures and management processes once they are established. Make sure the credit transactions are compliant with credit policies.
• Provide effective challenges as well as guidance to the proposals from Front Office; Draft and present credit opinions to Credit Committee, by maintaining an objective and independent view within the credit process, in accordance with the Bank’s credit policies. Achieve timely turnaround of credit proposals and reviews, in accordance with pre-agreed Departmental objectives.
• Provide Head of CRD and DGM (credit) as well as credit committee with the professional risk analysis and appropriate risk mitigation measure in a timely manner.
• Conduct post lending management work including but not limited to 1) monitor the credit ceilings and credit exposures carefully to ensure loan performing well with all covenants well maintained, 2) monitor the financial performance of the borrower regularly associated with market and industry dynamics, 3) monitor the conditions subsequent and ensure all conditions are met at any time through the loan life.
• Perform credit review and research of industry / customer-related information for all new proposals and (on at least an annual basis) for existing customers.
• Proactively monitor industry and sector trends as well as counterparty risks for early warning signals.

The Skills You'll Need to Succeed:

• Solid work experience in Large Corporate credit review area.
• In-depth knowledge and deep understanding of risks and mitigations across different industries, countries and clients’ type. Business and economy related know-how, and excellent financial analysis, projection and stress test skills.
• Exceptional analytical and negotiation skills and dedicated problem solver with a positive personality and can-do attitude.

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We would be grateful if you could send your CV as a Word document. If your application is successful, you will be contacted within 7 days. We regret that due to the high volume of applications we receive we cannot provide feedback on individual CVs. Please note that we can only consider candidates who are eligible to work in the UK and are able to provide relevant supporting documentation.

People First is committed to increasing diversity, and maintaining an inclusive workplace culture. We welcome applications from all qualified candidates regardless of their ethnicity, race, gender, religious beliefs, sexual orientation, age, marital status or whether or not they have a disability.

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