Backend Engineer - Spend Clearing & Transactions

Wise; London; Hybrid; GBP 60,000 - 80,000; Full time

Job summary

A fast-growing fintech company in London is looking for a Backend Engineer to join the Spend Clearing & Transactions team. You'll work on building scalable and reliable payment processes, requiring expertise in Java and the Spring framework. This role offers a competitive salary of £60,000 - £80,000 with additional benefits and a hybrid working environment.

Benefits

Autonomy in problem-solving

Development opportunities

Fun work environment

Social activities and events

Remote work options

Qualifications

• Solid knowledge of Java 11+ and experience with the Spring framework.
• A strong product mindset focused on customer experience.
• Excellent communication skills to explain technical concepts to non-technical audiences.
• Experience with relational and non-relational databases.

Responsibilities

• Join the Spend Clearing & Transactions team to process payments.
• Build scalable services for transaction management.
• Work on automation to enhance the product.

Skills

Java 11+

Spring framework

Microservice best practices

Great communication skills

Experience with relational databases

Experience with non-relational databases

CI/CD pipelines

Distributed and Concurrent Systems

Job description

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Backend Engineer - Spend Clearing & Transactions, London

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Client:

Wise

Location:

London, United Kingdom

Job Category:

Other

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EU work permit required:

Yes

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Job Reference:

2eecf987005b

Job Views:

24

Posted:

12.08.2025

Expiry Date:

26.09.2025

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Job Description:

Company Description

Wise is one the fastest growing companies in Europe and we’re on a mission: to make money without borders the new normal. We’ve got over 16 million customers across the globe and we’re growing. Fast.

Current banking systems don’t let us send, spend or receive money across borders easily. Or quickly. Or cheaply.

So, we’re building a new one.

And, we need a Backend Engineer to join our mission and help us build a global platform that’s scalable, reliable and secure. We’re working on lots of exciting challenges, and you’ll dive right into projects helping consumers and businesses receive and send money from anywhere in the world.

Job Description

Team you’ll be working in: Spend Clearing & Transactions.

The Spend Clearing & Transactions team is a global product team providing the core functionality to process payments via Wise Cards. Our main area of responsibility is to manage the lifecycle of transactions which includes processing and storing history of multi-step card payments of all types and flows ensuring that we charge our customers correctly. We process millions of transactions which requires us to build highly scalable and robust services to ensure that we provide the best experiences for our customers.

Our mission statement for the Spend and Wise tribe is: Give our customers reliable, easy to use and eventually free way to pay from borderless accounts everywhere in the world.

Qualifications

What we expect from you:

You have solid Java 11+ knowledge, experience with Spring framework and microservice best practices

A strong product mindset and passion for customer experience, you prioritise work with the customers in mind and make data-driven decisions to fix customer pain-points

Great communication skills and the ability to articulate complex, technical concepts to non-technical audience

Experience working with relational and non-relational databases, query optimisation and designing schemas

You enjoy writing clean and testable code

You believe in and follow best coding practices, code reviews and open feedback

Experience with CI/CD pipelines and Distributed and Concurrent Systems

What does success look like?

You’ll have onboarded and found your place through understanding your team and tribe vision and how you can contribute

You’ll understand how our values can help you guide your work

You’ll understand the reasons behind problematic payments and customer difficulties and how to go about solving them

You’ll be raising the automation level to enable scaling of the product

You’ll understand our customers and the impact our product makes in their lives

You’ll help us scale-up and build a world class global banking product by finding solutions to our technical challenges and opportunities

Additional Information

What do we offer?:

• The empowerment to solve problems with autonomy

The opportunity to have real impact on our customers and partners

Loads of development opportunities

A fun work environment with social activities and events

A hybrid working environment with the possibility to work remotely up to three times a week

The opportunity to work with and learn from super smart people

The salary ranges between £60,000 - £80,000 with an RSU package

Numerous great benefits in our office

Interested? Find out more:

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For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit.

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