Associate, Securitised Products Group, LBCM

Lloyds Banking Group; Greater London; Ibrido; GBP 70.000 - 120.000; Tempo pieno

Vantaggi offerti da questo lavoro

Pension up to 15%

Annual bonus

Share schemes

28 days holiday

Descrizione del lavoro

Lloyds Banking Group in London seeks an Associate to join the Securitised Products Group. You will support origination, structuring and execution of asset-backed funding, working across FI, corporate and specialist finance sectors.

The role offers hybrid working with exposure to models, data analysis and client materials, and opportunities across autos, RMBS, consumer, BNPL and related asset classes.

Competenze

• 2+ years securitisation and/or structured lending experience.
• Experience supporting transactions through multiple stages of the deal lifecycle.
• Understanding of deal structures, credit risk, and legal documentation.
• Strong analytical skills with cashflow modelling and data analysis.
• Ability to manage multiple stakeholders and deliverables.

Mansioni

• Support origination, structuring and execution of securitisation transactions.
• Collaborate across FI, Corporate and Specialist Finance sectors.
• Prepare client materials and assist in ongoing transaction management.
• Model cashflows and perform data analyses to inform structuring.

Conoscenze

Securitisation

Financial modelling

Stakeholder management

Credit risk

Deal execution

Strumenti

Excel

PowerPoint

Descrizione del lavoro

End DateFriday 20 November 2026Salary Range£0 - £0We support flexible working – click here for more information on flexible working optionsFlexible Working OptionsHybrid Working, Job ShareJob Description Summary.Job DescriptionJOB TITLE: Associate, Securitised Products Group, LBCMSALARY: Competitive package availableLOCATION: LondonHOURS: Full-timeWORKING PATTERN: Our work style is hybrid, which involves spending four days per week, or 80% of our time, at one of our office sitesWhat you’ll be doingYou'll join a client-facing origination, structuring and execution team, with a long-established position of prominence in the UK and broader European securitisation markets.Within Lloyds Bank Corporate Markets (LBCM), the Securitised Products Group (SPG) are currently looking for two Associate Directors to join them within both the Corporate and Consumer teams. SPG are part of the Lloyds Bank Corporate Markets (LBCM) Global Markets business, based in London (and New York). The team provides both syndicated and bilateral asset-backed funding (alongside derivatives) to FI, corporate and specialist finance clients, as well as structuring, marketing and distributing public asset backed securities (ABS) globally. As an Associate, you’ll support clients across FI, Corporate and Specialist Finance sectors, predominantly focused on autos, RMBS, consumer, BNPL, and certain esoteric asset classes, also extending to other asset classes regularly originated by corporate and non-bank financial originators. You'll work closely with team members and colleagues across coverage and Global Markets to identify and develop new business opportunities. You’ll be involved across the full transaction lifecycle: from origination and structuring through to execution and ongoing transaction management – taking accountability for certain workstreams and supporting senior colleagues. The role offers broad exposure, including financial modelling and data analysis, structuring considerations, building client relationships, transaction execution, along with preparation and delivery of client materials. You'll also play an active role in supporting origination and client engagement activity.We know that strong candidates may not meet every requirement listed below. If this role is of interest, we would encourage you to apply.Why join usWe’re on an exciting journey to transform our Group and the way we’re shaping finance for good. We’re focusing on the future, investing in our technologies, workplaces, and colleagues to make our Group a great place for everyone.What we’re looking for2+ years relevant securitisation and/or structured lending experience with an analytical or structuring focus, within a financial institution, rating agency or in an equivalent settingA background in execution, with experience supporting transactions through multiple stages of the deal lifecycleAn understanding of deal structures, credit risk, legal documentation and typical originatorsGood analytical skills and proficiency in Excel, with experience of cashflow modelling and data analysisClear written and verbal communication skillsAbility to build relationships and effectively manage a variety of stakeholders, coupled with a collaborative approach to client deliveryWell organised, with the ability to manage multiple deliverables and prioritise effectivelyAnd any experience of these would be really usefulExperience with related asset classes – autos, RMBS, consumer, BNPL, and other specialty assetsPublic RMBS / ABS experiencePrivate securitisation lending / warehouse experienceExperience preparing credit or committee papersAdditional experience of other common modelling platformsAbout working for usOur ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we’re committed to creating an environment in which everyone can thrive, learn and develop.We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability ConfidentScheme.We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.We also offer a wide-ranging benefits package, which includes:A generous pension contribution of up to 15%An annual performance-related bonusShare schemes including free sharesBenefits you can adapt to your lifestyle, such as discounted shopping28 days’ holiday, with bank holidays on topA range of wellbeing initiatives and generous parental leave policiesReady for a career where you’ll learn and thrive? Apply today and find out more.#LI-CO1This role is considered Certified under the Senior Manager and Certification Regime as either requiring mandatory qualifications or being deemed as a role capable of providing ‘significant harm’ to customers. Due to this, successful candidates will be subject to enhanced levels of vetting, and required to complete a fitness and propriety attestation on commencement in role. Colleagues performing this role will be required to be complete a fitness and propriety attestation on an annual basis and will also be subject to additional routine criminal and credit checksAs a certified colleague your details will be published on the FCA’s Financial Services RegisterThis role has been identified as a Client-dealing function under SYSC 27.8.18R as defined in the FCA HandbookThe Person (“P”) performs the client-dealing FCA certification function for a firm if:(1) P is carrying out any of the activities in the table in SYSC 27.8.19R; and(2) those activities will involve P dealing with:(a) a person with or for whom those activities are carried out; or(b) the property of any such person; in a manner substantially connected with the carrying on of regulated activities by the firm.At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.