Associate Relationship Manager – Mid Markets North West

Lloyds Banking Group; Manchester; Hybrid; GBP 35,000 - 47,000; Full time

Benefits offered by this job

Pension contribution up to 15%

Annual performance-related bonus

Share schemes including free shares

Discounted shopping

28 days holiday + bank holidays

Job summary

Lloyds Banking Group in Manchester seeks an Associate Relationship Manager for the North West to manage a mid-market portfolio and drive client outcomes. You will support lending, deposits and broader banking services for clients with turnover between £50m-£500m, while building strong relationships and delivering value across products.

The role emphasizes in-office presence with at least two days per week onsite, and a strong focus on customer-first banking and cross-team collaboration.

Qualifications

• Proven commercial banking and mid-market experience.
• Strong financial analysis and risk management capabilities.
• Excellent stakeholder engagement and report writing skills.
• Ability to originate new clients and grow relationships.

Responsibilities

• Provide excellent service to clients and act as a trusted advisor.
• Support Relationship Director and maintain high profile with local business community.
• Offer a range of funding solutions from working capital to term lending.
• Collaborate with Group Partner companies to deliver bank-wide solutions.
• Support treasury management needs and cash balance strategies.
• Manage risk and compliance for the client portfolio.

Skills

Commercial banking

Mid-market experience

Financial analysis

Risk management

Stakeholder engagement

Report writing

Client origination

Job description

End Date

Monday 28 September 2026

Salary Range

£0 - £0

Flexible Working Options

Job Share

Job Description

JOB TITLE:

Associate Relationship Manager – Mid Markets – North West

LOCATION:

Manchester

SALARY:

Starting from £40,824

HOURS:

Full-time

WORKING PATTERN:

Minimum two days per week or 40% of working hours in office/hub.

About This Opportunity

We have an exciting opportunity for an Associate Relationship Mangers to join our team in the North West. Our team supports a portfolio of Mid Markets clients with an annual turnover of between £50m-£500m and help grow and bring more of the bank's proposition to our customers.

You'll be responsible for supporting clients with all their banking needs including lending, deposits and a wide range of other services.

This role is built on a real passion for putting customers first! If you share our passion and recognise the importance of making a difference together, look no further.

Your Roles And Responsibilities Will Include

• Providing excellent service to our clients, putting them at the heart of what you do, making valuable contributions at every interaction and becoming a “trusted advisor”.
• Supporting your Relationship Director and sometimes personally being seen as the “go to” banker in your geographic area of responsibility. Maintaining a high profile with external influencers and the local business community to achieve our aim of being the best bank for clients.
• Providing a range of funding solutions to our clients from working capital to term lending.
• Building relationships with Group Partner companies and our Specialist Client Solution colleagues and through them bring the whole bank to the client delivering products to meet their needs.
• Supporting our clients with their treasury management needs – exploring ways in which they can deposit their cash balances to best align with their business needs.
• Managing the risk and compliance of your client portfolio.

What We Need From You

• Proven commercial banking and mid-market experience, with strong skills in client origination, financial analysis, risk management, stakeholder engagement, and report writing.
• Results focused – You'll take personal responsibility for delivering results, whilst readily accepting change and utilising a growth mind set to focus on client outcomes
• Growing market share of Clients & Lending - Highly proficient at building and maintaining positive relationships with external professionals and adept at winning good volumes of higher value new client relationships
• Providing outstanding knowledge of clients - Uses specialist credit and sector knowledge along with all available digital tools to deliver excellent client experiences whilst identifying ways to grow income, balance sheet and market share and supporting to manage associated risks
• People – Having a growth mindset and be keen to adopt and use key tools that improve the client experience and demonstrate the value of a Face-to-Face Relationship team brings to a client’s business
• Environmental Awareness - Promotes the bank’s image through strong ethics & integrity across a range of clients, prospects & professionals

About working for us!

Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we’re committed to creating an environment in which everyone can thrive, learn and develop.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.

We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.

We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%
• An annual performance-related bonus
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 28 days’ holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we’ll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.