Associate, Real Estate Debt Lending

Imperium Search; London; On-site; GBP 60,000 - 90,000; Full time

Job summary

A leading global investment bank is seeking an Associate for its property finance team to assist in managing a £3bn loan book. This role includes loan origination, detailed financial analysis, and negotiation of deal terms in the UK real estate market, requiring strong modelling and analytical skills.

Qualifications

• Experience on real estate debt transactions, particularly commercial investment loans.
• Understanding of property valuation principles and corporate finance.
• Knowledge of credit and drawdown procedures.

Responsibilities

• Assist in the origination and management of property loans.
• Conduct financial analysis and prepare term sheets for new deals.
• Manage legal execution processes alongside various stakeholders.

Skills

Financial modelling

Valuation

Analytical skills

Numeracy skills

Job description

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Client:

Location:

London, United Kingdom

Job Category:

Other

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EU work permit required:

Yes

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Job Reference:

8065cecd5386

Job Views:

5

Posted:

29.06.2025

Expiry Date:

13.08.2025

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Job Description:

Our client is a Global Investment Bank with an established property finance team that currently has a loan book of £3bn.

Due to positive market conditions and an increased lending remit for our client, a need has arisen for an Associate level hire to join this leading property finance team. This role is to assist the Lending Director in the origination and management of property loans across a variety of Real Estate sectors.

Main duties will include:

1. Assist with the execution of new loans as well as the management of the existing loan book, including preparation of annual reviews, drawdowns, loan extensions and increases, restructuring and renegotiation of facility terms, as well as ad hoc client requests.
2. Liaising internally with Operations, On-boarding, Credit, in-house Legal and externally with Valuers and Legal Counsel as well as the Origination Consultants, to manage the book and progress new deal opportunities.
3. Construct and interrogate asset-backed and corporate-backed (3 statement model) models from scratch, propose relevant transaction structure (pricing, leverage, covenants, security etc.), prepare term sheets, and write credit committee papers for new deals.
4. Conduct detailed analysis of new deals, including scenario and sensitivity testing.
5. Perform robust financial analysis of sponsors, guarantors, contractors, and other relevant parties involved in delivery of new investment projects for new and existing deals.
6. Attend client meetings, negotiate terms, and assist in presenting deals to Credit Committee for approval.
7. Following Credit approval, manage the legal execution process alongside in-house and external Legal Counsel, Operations, and On-boarding to complete relevant transactions.

The ideal candidate will have:

1. Deal experience on real estate debt transactions, ideally commercial investment loans between £50 - 250m.
2. Knowledge of the UK property market is essential.
3. An understanding of property valuation principles (e.g., DCF, direct capitalization).
4. An understanding of basic corporate finance.
5. An understanding of key terms in real estate finance transactions.
6. Proficient financial modelling, valuation, analytical, and numeracy skills, including Real Estate modelling experience.
7. Ability to carry out financial analysis of a business.
8. Ability to identify material business and credit risks.
9. Knowledge of Real Estate procedures including credit and drawdown related matters.

For more information on this role and our client, please send an updated CV and recent deal list.

Job ID DB6177