Associate of Structuring (Transaction Banking Solutions)

Lloyds; Greater London; Hybrid; GBP 55,000 - 75,000; Full time

Benefits offered by this job

Annual leave 22-30 days

Flexible working

Private medical insurance

Pension plan

Share plans

Discounts

Job summary

Lloyds Banking Group in London seeks a Transaction Structuring professional within Transaction Banking Solutions to support structuring and execution of transactions across trade and payments, engage clients, and collaborate with credit teams.

You’ll assist senior colleagues, build relationships with internal and external partners, identify cross-sell opportunities, and help ensure compliance with policy while contributing to P&L targets.

Qualifications

• Ability to work collaboratively with internal and external partners.
• Some experience or exposure to trade and capital products is beneficial; willingness to learn about structuring across receivables financing, supply chain finance, inventory finance, traditional trade, structured trade, asset finance, ECA, and Invoice Finance.
• Ability to undertake data analysis and financial modelling, and to interpret financial and non-financial information to identify key issues and put in place appropriate actions, controls and measures.
• An effective communicator with ability to communicate sophisticated topics and influence across peer groups or seniors respectively.

Responsibilities

• Assisting senior colleagues in managing a portfolio of existing clients and supporting the delivery of P&L targets.
• Assisting in structuring and execution of transactions, including client engagement, credit discussions, legal negotiations, and completion.
• Creation of Product Papers (credit memos) and engagement with the credit teams to support approval of new/renewal of facilities.
• Helping with the execution of Transaction Banking Solutions products across trade and payments.
• Building relationships with internal stakeholders and external partners, including professional advisors.
• Identifying cross-sell opportunities and connecting clients with relevant TBS product specialists.
• Ensuring compliance with group policy and regulatory requirements and mitigating commercial risks.

Skills

Collaboration

Trade products exposure

Financial modelling

Communication skills

Job description

• Join the Transactional Structuring team within Transaction Banking Solutions (TBS). This team partners closely with TBS Corporate and Institutional Sales and the Specialist Client Solutions team, supporting the structuring and execution of transactions (including credit submissions) across the full transaction banking product suite—including Core Trade, Traditional Trade, Commodity Trade Finance, ECA, Commercial Cards, Asset and Invoice Finance, Merchant Services, and other core Transaction Banking products
• Assisting senior colleagues in managing a portfolio of existing clients and supporting the delivery of P&L targets
• Supporting the structuring and execution of transactions, including client engagement, credit discussions, legal negotiations, and completion
• Creation of Product Papers (credit memos) and engagement with the credit teams to support the approval of new and/or renewal of facilities
• Helping with the execution of Transaction Banking Solutions products across trade and payments
• Building relationships with internal stakeholders and external partners, including professional advisors
• Identifying cross-sell opportunities and connecting clients with relevant TBS product specialists
• Ensuring compliance with group policy and regulatory requirements and helping to identify and mitigate commercial risks
• If you think all banks are the same, you’re wrong. We’re a pioneering, fast-changing business that’s shaping finance as a force for good. If you’re after a role where you can have an impact and do the best work of your career, you’ve just found it

Benefits

• A generous holiday allowance: You’ll be eligible for a minimum of 22 days holiday (excluding bank holidays), rising to 30 days based on length of service and grade.
• A flexible way of working: Whether you want flexibility over your location or when you log on, together we can create an approach that works for you and for the business.
• Family leave: Up to 63 weeks of maternity or adoption leave. Statutory maternity or adoption pay is available for 39 weeks, and 20 weeks will be enhanced to the equivalent of full pay. Partners can have six weeks of fully paid paternity leave.
• Flex cash: This is 4% of your basic salary and can be used to spend on the benefits of your choice, or you can choose to take it as a cash top up in your monthly salary.
• Health insurance: Our company funded Private Medical Benefit provides all colleagues with access to good quality medical care, including accommodation, nursing care and specialist advice.
• Colleague Offers: Get discounts on everything from electrical items to cinema tickets and weekly food shopping. You can share this benefit with up to ten family members or friends.
• Financial products: Take advantage of our great financial products, some at a discounted rate, including current accounts, home and car insurance and loans.
• Share plans: Participate in Sharematch and receive matching shares of up to £45 a month from the company, and you can choose to participate in Sharesave, our combined savings and share option plan.
• Pension: We offer a generous pension plan, with all joiners being automatically enrolled in our ‘Your Tomorrow’ scheme. You can decide how much you save and get a say in where your contributions are invested.

• Ability to work collaboratively with internal and external partners
• Some experience or exposure to trade and capital products is beneficial, more importantly is a willingness to learn about structuring across receivables financing, supply chain finance, inventory finance, traditional trade, structured trade, asset finance, ECA, and Invoice Finance
• Ability to undertake data analysis and financial modelling, and to interpret financial and non-financial information to identify key issues and put in place appropriate actions, controls and measures
• An effective communicator with ability to communicate sophisticated topics and influence across peer groups or seniors respectively