Associate Director, SME Relationship & Credit

Triplepointllp; Greater London; Hybrid; GBP 90,000 - 130,000; Full time

Benefits offered by this job

Contributory pension

Hybrid/flexible working

Learning & development opportunities

Job summary

Triple Point, a London-based diversified investor, is seeking an Associate Director to own borrower relationships across an SME lending portfolio. You will lead client engagement, monitor portfolio performance and coordinate with Portfolio Managers to deliver high-quality outcomes.

The role requires strong financial analysis, credit writing, and negotiation skills to structure solutions balancing commercial and risk needs.

Qualifications

• Strong ability to interpret and analyse company financial statements and management information.
• Experience writing and reviewing credit applications from a front-office or credit role.
• Experience in financial modelling.
• Experience negotiating with borrowers, structuring transactions, and handling restructures or covenant issues (desirable).
• Knowledge of SME debt finance; experience across Wholesale Finance or Structured Finance (desirable).

Responsibilities

• Lead the relationship with an allocated portfolio of borrowers, acting as the primary point of contact and ensuring a high-quality client experience.
• Conduct quarterly client calls/meetings, including reviewing MI and providing follow-up actions.
• Identify opportunities to deepen relationships or develop new lending opportunities.
• Own portfolio compliance: timely collection of MI, covenant testing, annual reviews, KYC refresh, and ensuring no overdue portfolio actions.
• Lead early identification and escalation of underperformance, arrears, emerging risks or covenant pressure.
• Draft high-quality credit papers and present recommendations to Credit Forum or Investment Committee.

Skills

Relationship management

Credit analysis

Financial modelling

Negotiation

Stakeholder management

Job description

Triple Point, a London-based diversified investor, is seeking an Associate Director to own borrower relationships across an SME lending portfolio. You will lead client engagement, monitor portfolio performance and coordinate with Portfolio Managers to deliver high-quality outcomes.

The role requires strong financial analysis, credit writing, and negotiation skills to structure solutions balancing commercial and risk needs.