Analyst, Loans Middle Office (Credit)

MUFG; London; On-site; GBP 40,000 - 60,000; Full time

Job summary

MUFG is seeking an Analyst for their Loans Middle Office in London. The role involves overseeing the loans portfolio, ensuring accurate facility management, and supporting project work. Candidates should possess considerable financial institution experience, operational knowledge of loan products, and excellent interpersonal skills.

Qualifications

• Experience working within a Financial Institution Middle Office.
• Operational experience of loan products.
• Experience in reviewing loan agreements.

Responsibilities

• Support review of loan agreements from an operational perspective.
• Log updates in loan documentation to maintain accuracy.
• Responsible for daily reporting and breach review.

Skills

Bilingual

Microsoft Office Suite

Attention to Detail

Numerical Skills

Interpersonal Skills

Tools

Loan IQ

Job description

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Analyst,Loans Middle Office (Credit), London

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Client:

MUFG

Location:

London, United Kingdom

Job Category:

Other

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EU work permit required:

Yes

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Job Reference:

259fac91eea5

Job Views:

4

Posted:

29.06.2025

Expiry Date:

13.08.2025

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Job Description:

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

Overall Purpose of Job:

To act as an SME for the Loans portfolio handled by the Loans Middle Office. To ensure that facilities under the control and management of LMO are maintained accurately within the systems and controls available. Ensuring all facilities can be serviced and all drawings have been processed in a timely manner in accordance with MUFG policies (credit approvals, legal framework, current regulatory and compliance requirement) and procedures.

Essential Functions:

• Support the review loan agreements from an Operational lens to ensure the mechanics of the facility can be supported.
• Support the LMO client services manager Provide feedback to the Front Office from an Operations perspective on draft agreements for consideration when finalising the detail of the facility
• Extract data points from the loan agreement to enable event management during the loan trade cycle.
• Input of facility data upon signing/activation of a loan agreement, creating a credit line and input of collateral.
• Ensure Bank’s SOX processes relating to deal origination are followed.
• Log any future updates highlighted in loan documentation e.g. to fees, margin and extension of maturity date in the electronic diary.
• Be proactive in resolving queries within the team or escalating appropriately.
• Act upon approved credit applications or e-mail correspondence in a timely manner ensuring any reports/conditions are updated accurately within the banks systems.
• Assist in project related work, with the ability to suggest enhancements to a given process or procedure.
• Responsible for the daily reporting and review of breaches, reporting to the FO under a controlled check

Education:

• Additional language skills advantageous

Work Experience:

• Considerable experience of working within a Financial Institution Middle Office / Control function.
• Considerable operational experience of loan products
• Operational and administrative knowledge of the loan market.
• Experience in reviewing loan agreements.

Functional/Technical Skills and Knowledge requirements:

• Bi-lingual Proficient in up-to-date standard practices relative to the products administered within, Loans markets
• Proficient in the standard Microsoft Office suite (e.g. Outlook, MS Word, MS Excel)
• Loan IQ preferred

Personal Requirements:

• Results driven, with a strong sense of accountability.
• A proactive, motivated approach.
• The ability to operate with urgency and prioritise work accordingly.
• A structured and logical approach to work.
• A creative and innovative approach to work.
• Excellent interpersonal skills.
• Excellent attention to detail and accuracy.
• A calm approach, with the ability to perform well in a pressurised environment.
• Strong numerical skills.

We are open to considering flexible working requests in line with organisational requirements.

MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.

We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.