Analyst, Loan Management Services

MUFG Americas; London; On-site; GBP 100,000 - 125,000; Full time

Job summary

An established industry player is seeking a motivated Analyst to join their Loans Middle Office team. This role involves ensuring the accurate management of loan facilities, coordinating across departments, and providing subject matter expertise. The ideal candidate will have experience in financial institutions, operational knowledge of loan products, and strong communication skills. This is a fantastic opportunity to work in a dynamic environment where your contributions will directly impact the efficiency and success of loan operations. Join a forward-thinking company that values innovation and collaboration, and take the next step in your career.

Qualifications

• Experience in Financial Institution Middle Office or Control function.
• Operational experience with loan products and agreements.

Responsibilities

• Ensure accurate management of loan facilities and compliance with policies.
• Coordinate with Operations for timely processing of deals.
• Monitor loan lifecycle and escalate issues to management.

Skills

Communication Skills

Problem-Solving Skills

Decision-Making Skills

Bilingual Proficiency

Attention to Detail

Tools

Microsoft Office Suite

Job description

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

As one of the top financial groups globally with a vision to be the world's most trusted, we want to attract, nurture and retain the most talented individuals in the market. The size and range of MUFG's global business creates opportunities for our employees to stretch themselves and reap the rewards, whilst our common values, to behave with integrity and responsibility, and to build a culture which is fair, transparent, and honest, underpin everything that we do.

MAIN PURPOSE OF THE ROLE

To act as an SME for the Loans portfolio handled by the Loans Middle Office. To ensure that facilities under the control and management of LMO are maintained accurately within the systems and controls available. Ensuring all facilities can be serviced and all drawings have been processed in a timely manner in accordance with MUFG policies (credit approvals, legal framework, current regulatory and compliance requirement) and procedures.

KEY RESPONSIBILITIES

Essential Functions:

• Completion of daily obligations in accordance with Facility Agreements, Head Office rules, and regulations.
• Responsible for the accurate input of work, and verification of transactions.
• Provide assistance, as requested, to line management in the control of daily work flows to ensure timely completion of daily obligations.
• Co-ordinate across Operations to ensure the deal is processed in a timely manner.
• Daily monitoring of the triggers throughout the loan lifecycle via the system/diary notes to ensure the loan is serviced accordingly.
• Escalation to Line Management of any issues that may affect a particular facility or event.
• Provide general support to facilitate the implementation of projects as necessary.
• Communicate and negotiate with a variety of Stakeholders, including Front Office, Lenders and Borrowers in order to administer events on a portfolio of loans.
• Build relationships throughout MUFG to establish a peer network, gather relevant information and help to ensure effective inter-departmental collaboration.
• Oversee the creation, or, give direction and guidance in the creation of control tools necessary to administer client facilities where the Bank’s systems are considered inappropriate.
• Continually review and challenge processes and procedures to maximise efficiency and processes that allow highest possible facility usage with a view to maximising the revenue streams.
• Ensure the creation and flow of information is accurate and timely to enable Management and stakeholders to act appropriately.
• Work with LMO Team Lead to achieve the short-term, medium-term, and long-term goals of the team.
• Responsible for working autonomously to resolve operational issues as they arise, and providing, where necessary, the implementation of preventative measures to avoid reoccurrence of incidents.
• Operate as product specialist providing subject matter expertise where required.
• Be at all times abreast and up to speed with market developments in relation to the product stream, and be instrumental in Change Management when required.

WORK EXPERIENCE

As this is an Analyst position, the candidate should possess:

• Experience of working within a Financial Institution Middle Office / Control function.
• Operational experience of loan products.
• Operational and administrative knowledge of the loan market.
• Experience in reviewing loan agreements.

SKILLS AND EXPERIENCE

• Bi-lingual proficiency in up-to-date standard practices relative to the products administered within Loans markets.
• Proficient in the standard Microsoft Office suite (e.g. Outlook, MS Word, MS Excel).

PERSONAL REQUIREMENTS

• Excellent communication skills.
• Results driven, with a strong sense of accountability.
• A proactive, motivated approach.
• The ability to operate with urgency and prioritise work accordingly.
• Strong decision-making skills, the ability to demonstrate sound judgement.
• A structured and logical approach to work.
• Strong problem-solving skills.
• A creative and innovative approach to work.
• Excellent interpersonal skills.
• The ability to manage large workloads and tight deadlines.
• Excellent attention to detail and accuracy.
• A calm approach, with the ability to perform well in a pressurised environment.
• Strong numerical skills.

We are open to considering flexible working requests in line with organisational requirements.

MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued and respected. We support the principles of equality, diversity, and inclusion in recruitment and employment.