Analyst Credit Portfolio Management - Mandarin Speaking

TN United Kingdom; London; On-site; GBP 40,000 - 80,000; Full time

Job summary

An established industry player in the finance sector is seeking a dedicated Analyst for their Credit Portfolio Management team. This full-time permanent role involves supporting critical functions in Credit Risk Modelling and Asset Quality Management. The successful candidate will engage in various projects, including climate change and ESG initiatives, ensuring compliance with regulatory standards. With a focus on providing insightful risk assessments and recommendations, this position offers a unique opportunity to contribute to the financial stability of the organization while developing your expertise in credit risk management. If you are passionate about finance and eager to make a difference, this role is for you.

Qualifications

• Degree educated in Business, Finance, Accounting or equivalent.
• Experience in Credit Risk Management and Data Analysis preferred.

Responsibilities

• Support Asset Quality Management and internal rating monitoring.
• Liaise with Head Office on asset quality issues and reports.
• Assist with credit risk related projects and ad hoc tasks.

Skills

Credit Risk Management

Data Analysis

Time Management

Problem Solving

Communication Skills

Education

Degree in Business

Professional Qualification (ACIB, CFA, FRM)

Job description

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Client:

Bank of China

Location:

London, United Kingdom

Job Category:

Finance

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EU work permit required:

Yes

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Job Reference:

ccf68b87b7f1

Job Views:

3

Posted:

10.05.2025

Expiry Date:

24.06.2025

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Job Description:

Credit Management department is the second line of defence (2LoD) credit function that is responsible to prepare risk assessment reports and credit recommendations in support of existing and new business for the Bank. As an Analyst – Credit Portfolio Management, you will be responsible for providing support in Credit Risk Modelling and in Asset Quality Management areas. You will also assist with climate change/ESG project plans and implementations to be in line with regulatory expectations. This is a full time permanent position.

Key responsibilities

• Provide support to Asset Quality Management, i.e. internal rating/risk classification flow monitoring, daily overdue monitoring, systems and IT projects
• Liaise with Head Office on asset quality related issues and provide support to complete reports/mandates requested by Head Office
• Provide supports on reports, policy and procedures, second line of defence (2LoD) reviews on credit risk
• Assist with credit risk related projects
• Act as secretary of CRDC, manage CRDC meetings and follow up on actions as required
• Carry out any ad hoc tasks
• Cover team members during their absence if required
• Ensure that work is carried out with due diligence and within the timeframes

Requirements

• Degree educated in Business, Finance, Accounting or other equivalent
• Relevant professional qualification considered useful (e.g. ACIB, CFA, FRM)
• Experience in Credit Risk Management and Data Analysis is preferred
• Knowledge of regulatory requirement on stress testing
• Comprehensive knowledge of banking products and risks associated with them
• Comprehensive knowledge of legal documentation specific to Banking and CCP businesses
• Demonstrated initiative in suggesting improvements to credit stress testing and EWI monitoring processes
• Excellent English and Mandarin communication skills
• Excellent time management skills to handle multiple tasks and meet tight deadlines
• Good problem solving skills, with the ability to identify, assess, and recommend solutions for complex credit risk and EWI challenges