Analyst, Credit & Portfolio

Buscojobs; Greater London; On-site; GBP 40,000 - 80,000; Full time

Job summary

An established industry player is seeking a dedicated Analyst to join their Credit & Portfolio Management team. In this role, you will support credit analysis and portfolio management for corporate clients in dynamic sectors such as Energy and Infrastructure. You'll have the opportunity to conduct financial analysis, manage client interactions, and contribute to strategic initiatives. This position offers a collaborative environment where your insights will directly impact the bank's risk and return targets. If you are passionate about finance and eager to make a meaningful contribution, this role is perfect for you.

Qualifications

• 2+ years’ experience in banking or chartered accounting.
• Strong skills in financial modelling and credit analysis.

Responsibilities

• Conduct annual credit reviews and financial analysis.
• Support credit analysis and client onboarding tasks.

Skills

Financial Analysis

Credit Writing

Financial Modelling

Interpersonal Skills

Analytical Mindset

Problem Solving

Education

Undergraduate Business Degree

Masters of Finance

MBA

CFA

Tools

Microsoft Office Suite

Job description

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 7th largest financial group in the world. Across the globe, we’re 160,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

About the role :

In your role as an Analyst you will play a key role in the national Credit & Portfolio Management team (C&P) which sits within Global Corporate & Investment Banking (GCIB), supporting the origination and management of new and existing corporate and institutional customers in Australia.

The focus industries for this role will be within the Resources, Energy, Utilities and Infrastructure sectors. These sectors are dynamic and crucial to the ever changing landscape of Australia’s economy.

The broader C&P team plays an important role in achieving the Bank’s risk & return targets through conducting annual credit reviews and credit monitoring in accordance with the Bank’s internal procedures and delivering on a number of strategic and balance sheet focused tasks and assessments.

This role is an integral part of this function through the successful completion of a range of day to day tasks, including : the management of customer credit & portfolio related requests, periodic review of customer credit and risk profiles, supporting the Relationship Managers and Portfolio Leads on the credit approval process of new transactions (incorporating deal structuring, preparing credit submissions, historical and forward looking financial and industry analysis etc.), the preparation of client presentations and customer account plans and managing compliance with internal processes and policies as well as other ad hoc support for Relationship Managers and the Head of C&P.

What you’ll be doing :

The Analyst will be responsible for supporting credit analysis across a portfolio of clients with a focus on credit quality monitoring and the achievement of the Bank’s risk / return targets through :

Account Management :

• Conducting annual credit reviews and internal rating reviews
• Financial analysis and modelling
• Supporting refinancing and other revenue initiatives across the portfolio
• Coordinating within the MUFG network
• Client interactions on tasks required for on-boarding and account management
• Any other required tasks in accordance with the Bank’s policies and procedures and required to support the broader business
• Support the C&P team in the management of the wider portfolio, including a focus on sector risk / return and other strategic review processes

What we are looking for :

• 2+ years’ experience in a major domestic or international bank or chartered accounting firm

Candidates from credit rating agencies, investment banks, investment management firms clearly also have relevant skills and are likely to be considered

• Alternatively, we would be open to a candidate with skills and background within the relevant industries of Energy, Utilities and Infrastructure
• Undergraduate Business / Commerce / Law Degree from a leading university is essential

Masters of Finance, MBA or CFA will be considered favourably

• Proficiency in the full suite of core Microsoft products, and will be strong in financial modelling
• Possess an understanding of financial and economic markets
• Experience in : (a) credit writing; (b) financial analysis and modelling; and (c) legal documentation and debt structuring
• Be able to engage in independent research & analysis of customers and markets and apply critical thinking and a high level of attention to detail
• The ability to communicate clearly both in writing and verbally
• Has strong interpersonal and presentations skills
• Is a team player
• Is a self-starter who applies initiative and has drive and enthusiasm
• Has an analytical mindset and problem solving skills
• Has the ability to work independently and prioritise a number of tasks across various work streams and alongside a number of stakeholders

Our culture :

MUFG fosters a highly professional, supportive work environment that enables our employees to help maximize our customers' prosperity. We focus on building long-term customer relationships and giving back to our communities in order to develop shared and sustainable growth for a better world.

MUFG Bank Ltd & MUFG Securities Asia Limited (collectively referred to as “MUFG”) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organisational fit, regardless of race, religion or gender.