AML Specialist - EDD / High Risk Accounts - Hybrid/Not Remote - Banking / FinTech Company

ZipRecruiter; Leigh; Hybrid; GBP 35,000 - 38,000; Full time

Job summary

A rapidly growing FinTech company is seeking an Onboarding Compliance Specialist to conduct EDD reviews and advise teams on regulatory obligations. The ideal candidate will have substantial banking compliance experience and be passionate about mentoring others. This role is located near Cardiff, with a flexible work arrangement post-training.

Benefits

Excellent benefits

Qualifications

• Expert knowledge in KYC / KYB / EDD / AML is essential.
• Experience working in a banking organisation.
• Must be comfortable coaching and mentoring others.

Responsibilities

• Conduct and oversee EDD reviews on high-risk customer accounts.
• Act as SME for KYC / KYB / CDD / EDD queries.
• Coach and mentor colleagues in EDD procedures.

Skills

Expert knowledge of banking KYB / CDD / EDD / AML / Onboarding requirements

Experience reviewing high risk cases

Detailed understanding of UK AML & CTF regulations

Experience mentoring, coaching and training

Job description

Job Description

Join a rapidly growing FinTech company as an Onboarding Compliance Specialist. You will be responsible for conducting and overseeing EDD (enhanced due diligence) reviews on high-risk / complex customer accounts. You will serve as a subject matter expert for the business, advising and training internal teams on best practice and regulatory obligations.

Key Responsibilities:

• Review high risk / complex customer account applications.
• Lead and conduct in depth reviews / EDD of current customer accounts and activity.
• Act as SME for escalated KYC / KYB / CDD / EDD queries.
• Hold final approval for high risk customer account applications and reviews.
• Work collaboratively with senior stakeholders across 1LOD/2LOD providing support for gap analysis and thematic reviews.
• Work closely with, and provide expert advice, to wider operations teams and business leaders.
• Coach and mentor colleagues; delivering up to date and concise KYC / KYB / EDD training.
• Use data driven insights and personal observations to drive continuous improvement.
• Constructively challenge current processes and procedures and make recommendations to enhance processes.

Essential experience includes:

• Expert knowledge of banking KYB / CDD / EDD / AML / Onboarding requirements.
• Experience reviewing high risk cases.
• Detailed understanding of UK AML & CTF regulations POCA, JMLSG, MLR 2017, FATF etc.
• Experience mentoring, coaching and training colleagues.
• Experience working in a banking organisation is essential.

️Location is key: Applicants must live within a commutable distance of Cardiff and be available to work from the office at least three days per week following a 6 week office based training period.

Salary: £35-38,000 plus excellent benefits.