AML Officer – Maternity Cover

payabl.; Greater London; Sur place; GBP 65 000 - 95 000; Plein temps

Résumé du poste

Jobtailor is seeking an experienced AML and financial crime professional in the UK to support the business across onboarding, investigations, and risk management. This role focuses on KYC/CDD/EDD, sanctions screening, SAR/STR preparation, and ongoing reviews.

You will own and improve AML procedures, collaborate with Compliance, Risk, and banking partners, and ensure compliance with UK AML/CTF and FCA expectations.

Qualifications

• 5+ years of AML/Financial Crime experience within financial services.
• Hands-on KYC/CDD/EDD, onboarding, AML investigations, monitoring, sanctions screening, and SAR/STR preparation.
• UK AML and FCA-regulated environment experience.
• Experience onboarding client or merchant reviews and assessing AML risks.
• Experience handling AML investigations and escalations using a risk-based approach.
• Experience drafting SARs/STRs and escalation process.
• Experience maintaining/improving AML processes and procedures.
• Independent; good decision making with limited supervision.
• Strong understanding of UK AML/CTF and regulatory expectations.
• Analytical mindset and attention to detail; strong English communication.
• Integrity and confidentiality in a regulated environment.
• Comfortable in a fast-paced, evolving environment.
• Experience in Payments/Fintech/Regulated environments.
• Experience with acquiring, merchant services, or payment processing.
• Experience with AML tech platforms like ComplyAdvantage, LexisNexis or similar.
• ACAMS, ICA certifications or commitment to obtain

Responsabilités

• Support the UK entity across client onboarding, AML investigations, transaction monitoring escalations, sanctions screening, SAR preparation, periodic reviews, and AML process and procedure management
• Conduct and review client and merchant onboarding activities, including KYC, CDD, and EDD assessments
• Assess customer risk profiles, business activities, ownership structures, jurisdictions, source of funds/wealth, and other AML risk factors
• Conduct medium-level AML and financial crime investigations and manage escalations from Transaction Monitoring, Risk teams, and banking partners
• Review transaction activity and customer behaviour to identify unusual patterns, red flags, and potential financial crime risks
• Conduct and support sanctions screening and related investigations
• Prepare and draft Suspicious Activity Reports for escalation to the MLRO and submission to relevant authorities where appropriate
• Conduct periodic and annual AML reviews and update customer risk assessments
• Own, implement, maintain, and improve AML procedures, processes, and controls
• Support AML procedures for new products and business activities
• Apply UK AML/CTF requirements and FCA expectations to day-to-day activities
• Provide guidance to stakeholders on AML and financial crime risks
• Maintain accurate and confidential customer and AML records
• Escalate material findings, risks, and potential regulatory concerns to the Head of Compliance & MLRO UK
• Collaborate with Compliance, CDD, Onboarding, Risk, Transaction Monitoring, banking partners, and other stakeholders
• Stay informed about regulatory developments and evolving financial crime risks and adapt processes
• Complete TA, in-depth, and final interviews as part of the hiring process

Connaissances

AML/Financial Crime risk assessment

KYC/CDD/EDD onboarding

Transaction Monitoring

Sanctions Screening

Regulatory compliance (UK FCA)

Analytical mindset

Formation

ACAMS

ICA

Outils

ComplyAdvantage

LexisNexis

AML platforms

Description du poste

• Support the UK entity across client onboarding, AML investigations, transaction monitoring escalations, sanctions screening, SAR preparation, periodic reviews, and AML process and procedure management
• Conduct and review client and merchant onboarding activities, including KYC, CDD, and EDD assessments
• Assess customer risk profiles, business activities, ownership structures, jurisdictions, source of funds/wealth, and other AML risk factors
• Conduct medium-level AML and financial crime investigations and manage escalations from Transaction Monitoring, Risk teams, and banking partners
• Review transaction activity and customer behaviour to identify unusual patterns, red flags, and potential financial crime risks
• Conduct and support sanctions screening and related investigations
• Prepare and draft Suspicious Activity Reports for escalation to the MLRO and submission to relevant authorities where appropriate
• Conduct periodic and annual AML reviews and update customer risk assessments
• Own, implement, maintain, and improve AML procedures, processes, and controls
• Support AML procedures for new products and business activities
• Apply UK AML/CTF requirements and FCA expectations to day-to-day activities
• Provide guidance to stakeholders on AML and financial crime risks
• Maintain accurate and confidential customer and AML records
• Escalate material findings, risks, and potential regulatory concerns to the Head of Compliance & MLRO UK
• Collaborate with Compliance, CDD, Onboarding, Risk, Transaction Monitoring, banking partners, and other stakeholders
• Stay informed about regulatory developments and evolving financial crime risks and adapt processes
• Complete TA, in-depth, and final interviews as part of the hiring process

Requirements

• 5+ years of relevant AML / Financial Crime experience within financial services
• Proven hands-on experience across KYC/CDD/EDD, client onboarding, AML investigations, transaction monitoring, sanctions screening, and SAR/STR preparation
• Previous experience working within a UK AML and FCA-regulated environment
• Strong experience conducting client or merchant onboarding reviews and assessing AML and financial crime risks
• Experience handling AML investigations and escalations using a risk-based approach
• Experience preparing or drafting SARs/STRs and understanding the appropriate escalation process
• Experience maintaining, structuring, or improving AML processes and procedures
• Ability to work independently, take ownership of cases, and make sound decisions with limited day-to-day supervision
• Strong understanding of AML/CTF principles, financial crime risks, and UK regulatory expectations
• Analytical mindset with strong attention to detail and ability to identify inconsistencies and investigate beyond initial information
• Strong written and verbal communication skills in English
• High level of professional integrity, ethical judgement, and confidentiality
• Comfortable working in a fast-paced, regulated, and continuously evolving environment
• Experience within Payments, E-money, EMI, Fintech, PSP, or other regulated financial-services environments
• Experience with acquiring, merchant services, or payment processing
• Experience with AML, sanctions, or transaction monitoring technology platforms such as ComplyAdvantage, LexisNexis, or similar
• AML certification such as ACAMS, ICA, or equivalent, or a commitment to obtain certification
• Experience supporting AML requirements, procedures, or controls for new products or business activities

Core Competencies

Demonstrates extensive experience in AML and financial crime prevention, including KYC, CDD, EDD assessments, and transaction monitoring. Proficient in preparing Suspicious Activity Reports and maintaining compliance with UK AML/CTF regulations and FCA expectations.

Highest-signal resume keywords

• AML Investigations
• KYC/CDD/EDD Assessments
• Transaction Monitoring
• Suspicious Activity Report Preparation
• UK AML/CTF Compliance

ATS Optimization Keywords

Hard Skills

• Client Onboarding
• Risk Assessment
• Financial Crime Risk Analysis
• AML Process Management
• Sanctions Screening

Soft Skills

• Analytical Mindset
• Attention to Detail
• Strong Communication Skills
• Professional Integrity
• Decision-Making

Certifications & Qualifications

• ACAMS
• ICA

Industry Keywords

Financial Services
• Payments
• E-Money
• Fintech
• Regulated Environment

Tools & Technologies

• ComplyAdvantage
• LexisNexis
• AML Technology Platforms