AML/KYC Manager

Raisin; Manchester; Hybrid; GBP 30,000 - 45,000; Full time

Job summary

A financial services firm in Manchester is looking for an experienced 1st Line AML / KYC Analyst. You will handle customer due diligence and ensure compliance with regulations. The firm offers a hybrid working model, supporting employee development and well-being with numerous benefits, including generous holiday allowance and a pension plan.

Benefits

Employee Development Budget of £1,700

Access to Babbel for continuous learning

Breakfast, snacks, and drinks available

28 days + Bank Holidays of holiday

Birthday leave and gift voucher

Stakeholder pension with employer contribution

Qualifications

• 3+ years' experience in KYC or AML within a financial institution.
• Working knowledge of UK regulatory environment and Money Laundering Regulations.
• Experience using open-source intelligence for background checks.

Responsibilities

• Conduct customer due diligence and enhance due diligence activities.
• Perform screening and background checks using internal and third-party tools.
• Investigate transaction alerts and liaise with stakeholders.

Skills

KYC experience

AML knowledge

Attention to detail

Investigative mindset

Communication skills

Tools

LexisNexis

ComplyAdvantage

Dow Jones

Job description

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As a 1st Line AML / KYC Analyst, you will be responsible for conducting customer due diligence (CDD), enhanced due diligence (EDD), and transaction monitoring activities to ensure the Bank's compliance with anti-money laundering (AML) and Know Your Customer (KYC) regulations. You’ll play a critical role in identifying and mitigating financial crime risk at the frontline of customer interaction.

Conduct AML/KYC reviews on new and existing customers in line with internal policies and regulatory requirements.

Collect and verify customer documentation (e.g., ID, proof of address, source of funds/wealth).

Perform screening and background checks using internal systems and third-party tools.

Investigate alerts from transaction monitoring systems, escalating suspicious activity as appropriate.

Liaise with customers and internal teams to obtain missing information or resolve KYC issues.

Contribute to the overall continuous improvement and development of the AML/KYC Operations Team by supporting the implementation of internal controls, process improvements and documentation updates.

Assist in the preparation of internal reports and MI relating to Financial Crime and AML.

Stay current on AML/CTF legislation, typologies, and regulatory expectations.

Your Profile

3+ years' experience in a KYC, AML, or compliance role within a financial institution (preferably experience retail banking or wealth management).

Working knowledge of the UK regulatory environment, including the Money Laundering Regulations, JMLSG Guidance, and FCA Handbook.

Familiarity with screening and case management tools e.g. LexisNexis, ComplyAdvantage, Dow Jones.

Team player with a proactive attitude and ethical mindset.

Strong attention to detail and investigative mindset.

Good written and verbal communication skills.

Ability to work under pressure and manage workload in line with SLAs.

Experience in using open-source intelligence to identify any relevant adverse media on our customers and partners.

Strong communication skills including the ability to forge new connections with existing stakeholders and escalate risks diligently in line with agreed processes.

Keen eye for detail and problem solving with an investigative mind and the desire to find solutions to problems independently and quickly using a risk based approach and by applying a consistent and defensible rationale in line with relevant legislation.

Join our mission, join our team - and grow with us!

At Raisin, we care about each other and it is one of our top priorities to foster an open and caring environment in which everyone feels welcome and comfortable. Our culture is strongly driven by our ambitious team, who are at the heart of our success.

As part of the Raisin UK team, you benefit from:

Employee Development Budget of £1,700 and 4 full training days per year.

Access to Babbel for continuous learning.

Always hungry?Breakfast, snacks, daily fresh fruit and drinks are at your disposal around the clock.

We are hybrid working, we are in the office twice a week, giving the team the opportunity to collaborate and spend time together. Wednesday is our core day in the office.

We offer 28 days + Bank Holidays of holiday a year.

One day birthday leave and gift voucher to celebrate your birthday.

We offer you a company stakeholder pension with a minimum employer contribution of 5%.

The opportunity to experience our annual retreats in exciting European cities and other team building events.