AML/KYC Manager

TN United Kingdom; Manchester; Hybrid; GBP 30,000 - 45,000; Full time

Job summary

Join a leading company as a 1st Line AML/KYC Analyst, where you'll be responsible for conducting due diligence and transaction monitoring to ensure compliance with regulations. This role offers the opportunity to work in a supportive environment with a focus on continuous improvement and employee development.

Benefits

Employee Development Budget of £1,700

Access to Babbel for continuous learning

Breakfast, snacks, and drinks available

28 days + Bank Holidays of holiday per year

One day birthday leave and a gift voucher

Company stakeholder pension with 5% contribution

Annual retreats in European cities

Qualifications

• 3+ years' experience in KYC, AML, or compliance role.
• Knowledge of UK regulatory environment.
• Experience with screening and case management tools.

Responsibilities

• Conduct AML/KYC reviews on new and existing customers.
• Collect and verify customer documentation.
• Investigate alerts from transaction monitoring systems.

Skills

Attention to detail

Investigative mindset

Communication skills

Problem-solving skills

Team player

Tools

LexisNexis

ComplyAdvantage

Dow Jones

Job description

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As a 1st Line AML / KYC Analyst, you will be responsible for conducting customer due diligence (CDD), enhanced due diligence (EDD), and transaction monitoring activities to ensure the Bank's compliance with anti-money laundering (AML) and Know Your Customer (KYC) regulations. You will play a critical role in identifying and mitigating financial crime risk at the frontline of customer interaction.

1. Conduct AML/KYC reviews on new and existing customers in line with internal policies and regulatory requirements.
2. Collect and verify customer documentation (e.g., ID, proof of address, source of funds/wealth).
3. Perform screening and background checks using internal systems and third-party tools.
4. Investigate alerts from transaction monitoring systems, escalating suspicious activity as appropriate.
5. Liaise with customers and internal teams to obtain missing information or resolve KYC issues.
6. Contribute to the overall continuous improvement and development of the AML/KYC Operations Team by supporting the implementation of internal controls, process improvements, and documentation updates.
7. Assist in the preparation of internal reports and MI related to Financial Crime and AML.
8. Stay current on AML/CTF legislation, typologies, and regulatory expectations.

Your Profile

1. 3+ years' experience in a KYC, AML, or compliance role within a financial institution (preferably retail banking or wealth management).
2. Working knowledge of the UK regulatory environment, including the Money Laundering Regulations, JMLSG Guidance, and FCA Handbook.
3. Familiarity with screening and case management tools e.g. LexisNexis, ComplyAdvantage, Dow Jones.
4. Team player with a proactive attitude and ethical mindset.
5. Strong attention to detail and investigative mindset.
6. Good written and verbal communication skills.
7. Ability to work under pressure and manage workload in line with SLAs.
8. Experience in using open-source intelligence to identify relevant adverse media on customers and partners.
9. Strong communication skills, including the ability to forge connections with stakeholders and escalate risks diligently in line with processes.
10. Keen eye for detail and problem-solving skills, with an investigative mind and the ability to find solutions independently and quickly, applying a risk-based approach in line with legislation.

Join Our Mission and Grow With Us!

At Raisin, we prioritize fostering an open and caring environment where everyone feels welcome and comfortable. Our culture is driven by our ambitious team, at the heart of our success.

Benefits include:

• Employee Development Budget of £1,700 and 4 full training days per year.
• Access to Babbel for continuous learning.
• Breakfast, snacks, fresh fruit, and drinks available around the clock.
• Hybrid working: in-office twice a week, with Wednesdays as our core day.
• 28 days + Bank Holidays of holiday per year.
• One day birthday leave and a gift voucher for your birthday.
• Company stakeholder pension with a minimum employer contribution of 5%.
• Annual retreats in European cities and other team-building events.