AI-Powered Life & Annuity Underwriter

Mercor; Greater London; Remote; GBP 26,000 - 48,000; Part time

Job summary

Mercor is partnering with a leading AI lab to train frontier models on high-quality life insurance reasoning data. We’re hiring Life & Annuity Specialists to design advisory, underwriting and policy-service scenarios, evaluate model outputs against industry standards, and shape how AI reasons about mortality risk and policy service.

You’ll create illustrations and coverage considerations, grade AI responses against rubrics, and provide written feedback to the research team.

Qualifications

• Have 2+ years of professional experience in life insurance or annuity advisory, underwriting, new business, policy administration, product, or suitability review.
• Have worked with at least one product family (term, whole life, universal or indexed universal life, variable life, or fixed, indexed and variable annuities).
• Understand policy mechanics (cost of insurance, crediting, caps and participation rates, surrender charges, riders and guarantees) and their impact on long-term outcomes.
• Explain tax treatment and suitability considerations clearly, and recognize when licensed or legal review is required.
• Demonstrate excellent written communication and high attention to detail.

Responsibilities

• Design realistic scenarios involving underwriting, illustrations, medical and financial underwriting, table ratings, replacements and 1035 exchanges.
• Create work products such as coverage recommendations, illustration comparisons, underwriting assessments, suitability rationales, replacement analyses and policy-service determinations.
• Write "golden" reference responses at experienced life and annuity practitioner quality.
• Grade AI-generated responses against structured rubrics for product accuracy, suitability, mathematical correctness and disclosure adequacy.
• Identify unsupported illustration assumptions, unsuitable recommendations, confusion between product types or tax treatments, and failures to apply replacement or disclosure requirements.
• Provide written feedback the research team uses to improve model behavior.
• Participate in onboarding office hours and calibration sessions.

Skills

Written communication

Attention to detail

Life insurance knowledge

Job description

Mercor is partnering with a leading AI lab to train frontier models on high-quality life insurance reasoning data. We’re hiring Life & Annuity Specialists to design advisory, underwriting and policy-service scenarios, evaluate model outputs against industry standards, and shape how AI reasons about mortality risk and policy service.

You’ll create illustrations and coverage considerations, grade AI responses against rubrics, and provide written feedback to the research team.