Agent Oversight Analyst

Edenred; London; Hybrid; GBP 30,000 - 35,000; Full time

Job summary

Edenred is seeking an Agent Oversight Analyst to ensure compliance oversight for agents in the UK. This role involves monitoring activities, data analysis, and collaboration with internal teams to enhance compliance controls. The successful candidate will work in a dynamic environment with opportunities for professional growth.

Benefits

25 days annual leave plus Bank Holidays

Hybrid working environment

Income protection

Life insurance (4x salary)

Employee Assistance Program

Complimentary snacks & refreshments

Pension Scheme (employer 6%)

Discretionary bonus scheme

Qualifications

• Experience in a regulated payment or financial services organisation.
• Practical regulatory knowledge in AML/Fraud/Compliance.
• Proficient in data analysis and reporting.

Responsibilities

• Monitor compliance obligations of Agents in the UK.
• Conduct data analysis to identify trends and strengthen controls.
• Oversee execution of PPT controls by Agents.

Skills

Analytical thinking

Data analysis

Regulatory compliance knowledge

Attention to detail

Tools

PowerBI

Job description

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Take a step forward and let Edenred surprise you.

Every day, we deliver innovative solutions to improve the life of millions of people, connecting employees, companies, and merchants all around the world.

We know there are hundred ways for you to grow. With us, you will expand your skills in a multicultural, challenging, and dynamic environment.

Dare to join Edenred and get ready to thrive in a globalcompany that will offer you endless opportunities.

Edenred is all about meritocracy. You come as you are, and you contribute. Indeed, the Edenred Group recognizes, recruits and develops all talents and singularities.

We are committed to preventing all forms of discrimination and to providing all our candidates with equal opportunities regardless of their gender and gender expression, disability, origin, religious belief and sexual orientation or any other criteria.

Agent Oversight Analyst
Hybrid – Swindon or London
Salary - Up to £30,000 + Bonus

The role of an Agent Oversight Analyst is to monitor and control the key compliance obligations of Agents of PPT in the UK including activities that have been outsourced to the Agents.

The scope includes all key compliance activities such as customer onboarding, suspicious activity reporting, fraud investigations and customer outcomes, conduct risk, complaint handling and financial promotions and customer communications.

Compliance with various legal obligations and regulatory standards is a key objective of the Agent Oversight function, including payment regulations, anti-money laundering and counterterrorist financing regulations, consumer duty, data privacy, sanctions and PEP compliance and consumer protection.

In addition, the role requires a data-savvy analyst who can interpret complex datasets to identify trends, benchmark performance, and drive informed risk-based decisions that strengthens the organisation’s controls.

The Agent Oversight Analyst will report directly to the Head of Agent Oversight and will be responsible for monitoring Agent activities and calling upon the expertise of other internal subject matter experts to ensure robust and systematic risk-based oversight and control of Agents.

Accountable to

Head of Agent Oversight

Key Working Relationships

• 2LoD UK
• 1LoD UK
• PPT Agents
• Edenred Business Units
• Compliance
• Edenred Payment Service Managers

Key Responsibilities

• Ensure robust oversight and controls of Agent activities
• Escalate appropriate risks and issues to the Head of Agent Oversight
• Track remedial actions designed to improve effectiveness of Agent systems and control frameworks
• Support development of key metrics which shows Agent’s performance and outliers for action
• Oversee and ensure the accurate and compliant execution of PPT controls by Agents, addressing any key issues and control gaps
• Collaborate with operational areas to resolve weaknesses in Agents’ controls
• Co-ordinate monthly Agent reporting and annual self-assessments, ensuring reporting captures controls and identifies risks so these are addressed and identifies risk for mitigation
• Organise Agent Oversight meetings, maintaining comprehensive and minutes and action items
• Conduct monthly and quarterly sampling reviews as directed by the Head of Agent Oversight
• Conduct ongoing reviews of key prudential risk and conduct risk focus areas such as Agents’ credit risk, complaints handling, customer accounts closure governance, wind down plans, consumer duty and financial promotions and customer communications
• Participate in and support on-site Agent visits
• Providing key inputs into the MLRO report and risk assessments
• Develop in depth knowledge of PPT’s data sources and payment systems to gain insights into Agent’s behaviour
• Deep understanding of the tools/systems utilised by the team to ensure enhancements and new features are requested as part of product development/UAT

Skills & Behaviours

Role Specific

• Extensive experience in a regulated payment or financial services organisation with demonstrable exposure to financial crime and/or compliance monitoring activities
• Practical regulatory knowledge and awareness, including business implications of regulations, laws, and industry best practice/guidance in relation to AML/Fraud/Compliance/Risk domains
• Analytical thinker who can interpret Management Information and use it for sound decision making, assessing risk and control, highlighting deficiencies and recommending improvements
• Ability to rapidly understand complex problems and rationalise these into workable solutions for Agents and PPT
• Experience of working under pressure, in a dynamic and challenging environment
• Proven experience in implementing and reviewing processes and controls to identify weaknesses
• Experience of data analysis and reporting using applications such as PowerBI
• Effectively manipulates data from databases to build reports to a high standard
• High standard of communication with stakeholders at all levels, both verbal and written.
• Attention to detail and excellent organisational skills

Behavioural

• Promote culture of compliance and excellence within the organisation
• Commitment to engagement and ownership
• Exhibit enthusiasm for providing unparalleled service levels to internal and external stakeholders whilst balancing the risk to PPT
• A passion for delivering fair customer outcomes in line with the Consumer Duty
• Demonstrates understanding of impact fraud can have on customers, innocent victims and regulated businesses
• Ability to deal with multiple priorities within agreed SLAs

Why Edenred PayTech?

We are a subsidiary of the Edenred group and leaders in prepaid solutions including banking, virtual cards, debit, credit, and prepaid processing.

As an Edenred PayTech employee you will get the support and structure that you need to enjoy your work and develop your career while doing what you love and making a difference in a fast-paced and innovative business.

What you will get:

• 25 days annual leave plus Bank Holidays
• Hybrid working environment with a 3 days per week in the office
• Income protection
• Life insurance (4x salary)
• Wellbeing Employee Assistance Program (extended access to family members)
• Digital learning platform
• Complimentary fruit and other ‘in office’ snacks & refreshments
• Volunteering programme
• Social events
• Pension Scheme – employer 6% with minimum employee contribution 3%
• Discretionary bonus scheme based on company and personal performance
• Holiday trading scheme (buy or sell up to 5 days)
• Medical & international travel cover (leisure and action sports)
• Season ticket loan
• Cycle to Work scheme

Diversity:

Edenred PayTech are proud to be an equal opportunity employer. We will not discriminate against any applicant or employee based on age, race, colour, creed, religion, sex, sexual orientation, gender, gender identity or expression, national origin, citizenship, marital status or civil partnership/union status, disability, pregnancy, genetic information, or any other basis prohibited by applicable country or local law