Account Executive

Howden Group Holdings; Greater London; Hybrid; GBP 45,000 - 65,000; Full time

Job summary

Howden Group Holdings is seeking an Account Executive in London to join Howden CAP's Credit and Political Risk team. You will structure, negotiate and place insurance solutions for banks, institutions and traders, while managing client relationships and business development opportunities.

The role requires 3–5 years of insurance broking experience, familiarity with Lloyd’s and the London market, and strong client-facing and analytical skills.

Qualifications

• 3–5 years' experience in insurance broking or related role.
• Strong knowledge of Lloyd’s and the London market and placement processes.
• Experience working directly with clients and underwriting markets.
• Understanding of relevant insurance regulations and compliance requirements.

Responsibilities

• Manage client enquiries, placements, renewals and mid-term adjustments.
• Develop strong client relationships by understanding their businesses and insurance needs.
• Structure, negotiate and place credit and political risk insurance solutions.
• Prepare insurer submissions and negotiate terms to secure coverage.
• Review quotations, policy wordings and coverage terms to ensure appropriate solutions.
• Coordinate with clients, insurers and internal teams to resolve documentation and billing matters.

Skills

Insurance broking experience

Client relationship management

English communication

Financial analysis

Education

Degree in Finance/Economics/Business/Law

CII qualifications desirable

Job description

Account Executive### Account ExecutiveApply: London: Full time: Posted Today: End Date: November 23, 2026 (9 days left to apply): R0020181# **Who are we?**Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.## The roleWe’re looking for an **Account Executive** to join our Credit and Political Risk team within Howden CAP. Working with banks, financial institutions, corporates, funds and commodity traders, you’ll help structure, negotiate and place credit and political risk insurance solutions. You’ll manage day-to-day placements, build relationships across the client and insurer market, and take increasing ownership of client relationships and business development opportunities. ## What you'll be doing* **Manage** client enquiries, placements, renewals and mid-term adjustments, delivering a responsive and professional service.* **Develop** strong client relationships by understanding their businesses, financial transactions, risk exposures and insurance requirements.* **Structure, negotiate and place** credit and political risk insurance solutions that respond to clients’ specific needs.* **Prepare and present** insurer submissions, negotiate terms and secure competitive coverage across Lloyd’s and the wider insurance market.* **Review** quotations, policy wordings and coverage terms to support appropriate solutions for clients.* **Analyse** financial and commercial transactions to understand the underlying risks and relevant insurance requirements.* **Prepare and review** slips, quotations, endorsements and placement documentation, ensuring accurate and timely execution.* **Build** relationships with underwriters and maintain up-to-date knowledge of underwriting appetite, capacity, pricing and wider market developments.* **Support** new business development by identifying opportunities, preparing proposals and working with colleagues across Howden.* **Coordinate** with clients, insurers and internal teams to resolve documentation, premium, credit control and operational matters.* **Maintain** accurate records and ensure placements meet relevant FCA requirements, company policies and financial crime, sanctions, anti-bribery and conflict-of-interest requirements.* **Develop** your technical expertise and market knowledge by working with senior brokers on increasingly complex transactions and taking greater ownership of the placement process. ## Who we're looking for* Around **3 to 5 years’ experience** in insurance broking or a closely related role.* Good working knowledge of **Lloyd’s and the London insurance market**, including placement processes and documentation.* Experience working directly with clients and underwriting markets.* Experience analysing financial or commercial information and translating it into insurance requirements.* A working understanding of relevant insurance regulations and compliance requirements.* Experience managing competing priorities, documentation and deadlines within a client-focused environment.* Exposure to **Credit and Political Risk, trade credit or another relevant specialty insurance class** would be advantageous.* Exposure to banking, structured finance, trade finance or commodity trading, or experience independently negotiating insurance terms and placements, would be beneficial.## Qualifications* Relevant insurance industry experience supported by a strong academic or professional background.* Degree or equivalent qualification in Finance, Economics, Business, Law or a related discipline is desirable.* CII qualifications, or a willingness to work towards relevant professional insurance qualifications, are desirable.* Strong written and verbal English, with the numerical capability to understand financial and commercial transactions. #LI-JG1 #Specialty# **What do we offer in return?**A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us:* Our successes have all come from someone brave enough to try something new* We support each other in the small everyday moments and the bigger challenges* We are determined to make a positive difference at work and beyond# # **Reasonable adjustments**We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours\\* or hybrid working\\*.If you're excited by this role but have some doubts about whether it’s the right fit for you, send us your application – if your profile fits the role’s criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require.\\*Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more.Permanent