Lead A&H Underwriter, Frabelux

AIG; Courbevoie; Sur place; EUR 70 000 - 90 000; Plein temps

Résumé du poste

A leading insurance company in Île-de-France seeks a seasoned underwriter with over 8 years of experience to lead the Accident & Health underwriting strategy. The role involves team management, financial accountability, and ensuring adherence to strategic objectives. Candidates must have strong analytical and communication skills, with a focus on customer service and regulatory compliance. This role offers opportunities for professional growth and impacting the company's success.

Qualifications

• Minimum of 8 years of technical underwriting experience.
• Previous experience managing a team of underwriters.
• Proven ability to motivate and train colleagues.

Responsabilités

• Lead the Frabelux Underwriting strategy.
• Accountability for underwriting profitability.
• Manage and monitor multinational business relationships.

Connaissances

Accident & Health underwriting experience

Team management

Analytical skills

Communication skills

Customer service ethic

Presentation skills

Formation

Bachelor / Master's degree or equivalent experience

Description du poste

Make your mark in Underwriting

AIG underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, Multinational Clients, and High Net Worth individuals. We are reimagining how we help customers to manage risk, transforming our operating model, and reshaping our role responsibilities and career pathways. The goal is to unlock the full potential in each colleague – empowering our people to grow as insurance professionals and add more value to our customers and AIG.

How you will create an impact

The Frabelux A&H Lead underwriter for Frabelux will report to France and Belgium PCMs. The role is responsible for developing and monitoring the A&H Underwriting Strategy for France and Belgium. The Head of Underwriting will be the one point of contact to ensure efficient flow of underwriting referrals. The role will provide leadership to a team of underwriters to drive high performance across the profit centre.

Job Responsibilities

Lead the Frabelux Underwriting strategy to meet planned financial and operating target

Direct accountability for the underwriting results with respect to profitability, business mix aligns with pricing assumptions and loss ratio of all risks classifications – manage the combined ratio on all books of underwriting

Provide comment and analysis on financial metrics reporting as produced to support Head of Accident and Health and EMEA A&H RUM

Achieve new business and retention objectives

Deliver on underwriting profit results with focus on loss ratio and combined ratio

Drive collaborative behaviour across the wider business

Govern the Underwriting Process

Coordinate underwriting excellence across the A&H product line, by establishing and ensuring adherence to risk appetite, line setting, standards, and guidelines, and ensure rating and pricing adequacy.

Ensure an appropriate pricing strategy is set within the A&H profit centre

Responsible for implementing and oversight of the underwriting policy as directed by the EMEA Chief Underwriting Officer along with any training associated therewith.

Manage the self-audit process, co-ordinates information and scheduling of Underwriting Audits. Develop and implement action plans based on audit recommendations and findings, achieve an overall satisfactory audit finding / improved audit finding based on the previous audit finding

Oversight and management of Peer Reviews

Support administration of reinsurance treaties are in place. Establish facultative and local treaty reinsurance where required to meet strategic objectives of the A&H profit centre

Ensure that adequate documentation is maintained to meet internal quality control and external regulatory and legal needs

Lead and support Product Development with actuaries and local teams

Manage and oversight of product development for all A&H products, both new and renewal / updated products

Oversight of contractual documentation including policy wording and sign-off

Responsible for determining market pricing in consultation with actuarial to meet financial objectives

Manage relationship with all relevant stakeholders, i.e. legal, compliance, regulatory, actuarial and others

Manage and monitor multinational business, building successful partnerships and unlock opportunities in country and across the Region

Technical Skills and Experience Requirements

• Minimum of 8 plus years of technical Accident & Health and Employee Benefits underwriting experience
• Previous experience managing a team of underwriters
• Analytical and quantitative skills – proven ability of managing complex data to make sound business decisions
• Proven ability to motivate, train and gain commitment from colleagues
• Strong communication skills at all levels. Able to navigate complex matrixes within the organization, influence stakeholders and affect outcomes
• Demonstrated understanding of regulatory, legal and compliance processes to actively participate in relevant governance committees
• Strong customer service ethic, with a sound understanding of the business processes
• Knowledge of market segmentation, portfolio management, acquisition, and multiple distribution systems
• Strong presentation, prioritization, and time management – execution and results orientation
• Ability to work both independently and collaboratively within a team
• Bachelor / Master’s degree or equivalent experience preferred

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.