Investment Real Estate Underwriting Portfolio Manager 2

F.N.B. Corporation; Nouvelle-Calédonie; Sur place; EUR 78 815 - 113 844; Plein temps

Résumé du poste

F.N.B. Corporation is seeking an Investment Real Estate Underwriting Portfolio Manager 2 to oversee a designated commercial real estate loan portfolio, including underwriting, monitoring, and regulatory compliance.

You will mentor junior staff, collaborate with Relationship Managers on client relationships, and present credit actions in analyses and committee settings. Travel may be required.

Qualifications

• BA or BS degree required.
• Minimum of 3 years of related experience.
• Strong communication and project-management skills.
• Excellent analytical and interpersonal abilities.
• Proficiency with MS Word, Excel, and PowerPoint.

Responsabilités

• Underwrite, monitor, and analyze assigned Investment Real Estate portfolio with a focus on risk identification and portfolio management.
• Lead on complex transactions including construction loans and related monitoring and determine appropriate risk ratings and policy compliance.
• Monitor portfolio KPIs/KRIs and maintain regulator compliance and audit readiness.
• Assist Commercial Relationship Managers in client relationships and optimize customer relationships.
• Present proposed credit actions in written analyses and in meetings or committees.

Connaissances

Project management

Communication

Organizational skills

Customer service

PC skills

MS Word

MS Excel

MS PowerPoint

Investment Real Estate knowledge

Commercial banking knowledge

Formation

BA or BS

Outils

MS Word

MS Excel

MS PowerPoint

Description du poste

Primary Office Location:

401 S Graham St. Charlotte, North Carolina. 28202.

Position Title:

Investment Real Estate Underwriting Portfolio Manager 2

Business Unit: Credit

Reports to: Investment Real Estate Underwriting Portfolio Manager Team Leader

Position Overview:

Responsible for managing a designated Commercial Investment Real Estate loan portfolio, including portfolio management, credit underwriting, construction monitoring, and ensuring compliance with bank and regulatory guidelines. Responsible for the quality of underwriting and ongoing portfolio management metrics for portfolio under purview. Assists Commercial Relationship Managers in the management of client relationships while maintaining a high degree of creditability. Acts as a mentor to junior team members. The incumbent typically works on loans/portfolios of medium complexity as the incumbent’s work requires some oversight.

Primary Responsibilities

• Underwrite, monitor, and analyze assigned Investment Real Estate portfolio. Ensure risks are identified timely, maintaining a high degree of accuracy and quality underwriting, and portfolio management practices are aligned with the bank’s risk appetite and heightened regulatory standards. Maintain professional development and measurable objectives.
• Lead on complex transactions including construction loans and related monitoring, multi-level capital structures, and/or large developments while demonstrating excellent communication skills in a clear, concise manner to effectively solve problems and make recommendations regarding credit structure, risk, appropriate risk ratings and policy compliance.
• Monitor and ensure assigned portfolio is within acceptable tolerances as well as published KPIs/KRIs.
• Assist Commercial Relationship Managers in the management of client relationships while maintaining a high degree of creditability. Optimize customer relationships working directly with Relationship Managers.
• Ensure sustained satisfactory reviews by regulators, internal auditors, external auditors, and loan review for depth of underwriting, identification of policy exceptions, and appropriate underwriting stress analysis of credits underwritten.
• Work with manager on group-wide initiatives for process, roles and responsibilities enhancements, and/or output improvements. Act as a mentor to junior Underwriting Portfolio Managers.
• Effectively present proposed credit actions in written analysis document and as necessary, verbally in various committee and meetings.
• Performs other related duties and projects as assigned.

All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation’s risk management program. F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.

Minimum Level of Education Required to Perform the Primary Responsibilities of this Position:

BA or BS

Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position:

3

Skills Required to Perform the Primary Responsibilities of this Position:

• Excellent project management skills
• Excellent communication skills, both written and verbal
• Excellent organizational, analytical and interpersonal skills
• Excellent customer service skills
• Ability to use a personal computer and job-related software
• MS Word - Basic Level
• MS Excel - Intermediate Level
• MS PowerPoint - Basic Level
• Knowledge of a wide range of Investment Real Estate lending, underwriting practices, and banking practices
• Knowledge of commercial banking policies, procedures and government regulations

Licensures/Certifications Required to Perform the Primary Responsibilities of this Position:

N/A

Physical Requirements or Work Conditions Beyond Traditional Office Work:

Travel may be required on occasion

Equal Employment Opportunity (EEO):

It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace.

FNB will not provide sponsorship for employment-based visas for this position; only candidates who are legally authorized to work in the U.S. will be considered.