FinCrime Analyst (AML/CTF)

Revolut Ltd; France; Hybride; EUR 40 000 - 70 000; Plein temps

Avantages offerts par ce poste

Financial benefits

Work from home flexibility

Revolut Metal subscription

Team events

Résumé du poste

Revolut Ltd is seeking a Financial Crime Analyst to manage enhanced due diligence processes, analyse complex cases, and make independent risk-based decisions in a fast-moving digital environment.

You will perform deep-dive investigations, validate wealth origins, draft SARs/STRs, and contribute to monitoring rule calibration while supporting 24/7 coverage and night/weekend shifts as needed.

Qualifications

• Bachelor's degree with certificate.
• Fluency in English and French (C1+).
• 2+ years FinCrime experience, or 1+ years AML/investigation experience.
• Understanding of financial crime red flags and typologies.
• Experience drafting and submitting SARs/STRs.
• Experience with investigative methodologies and analytical tools.
• Willingness to work nights and weekends.
• Strong critical thinking, multitasking, and pressure handling.

Responsabilités

• Conducting complex investigations into customer activity using transaction monitoring systems to identify red-flag patterns.
• Performing OSINT research to assess reputational and FinCrime risk.
• Validating wealth and fund origins against customer profiles.
• Drafting SARs/STRs for law enforcement and regulators with proper documentation.
• Providing guidance on high-risk onboarding and exits when activity exceeds risk appetite.
• Calibrating monitoring rules and thresholds to reduce false positives while catching evolving typologies.

Connaissances

English fluency

French fluency

FinCrime experience

Investigative skills

OSINT

SAR/STR reporting

Analytical tools

Shift work nights/weekends

Critical thinking

Formation

Bachelor's degree with certificate

Outils

Spreadsheets

Pivot tables

OSINT tools

Description du poste

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 75+ million customers get more from their money every day.

As we continue our lightning-fast growth, 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work™. So far, we have 13,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.

About the role

Our Financial Crime team blends regulatory expertise with data-driven thinking to make sure our products meet legal and policy requirements and deliver real value to customers. In a fast-moving, digital environment, they stay one step ahead by finding smart, scalable ways to prevent financial crime.

We're looking for a Financial Crime Analyst to manage our enhanced due diligence processes. You'll analyse complex financial crime cases, manage risks, and make independent decisions that impact Revolut’s risk profile.

To support our 24/7 coverage, this role may include night and weekend shifts, which are fully compensated.

Up to shape what's next in finance? Let's get in touch.

What you'll be doing

• Performing complex investigations into customer activity, utilising transaction monitoring systems to identify red-flag patterns, such as structuring, layering, and unusual cross-border flows
• Conducting deep-dive research using open-source intelligence (OSINT) and adverse media tools to assess the reputational and FinCrime risk associated with high-risk individuals and businesses
• Validating the legitimacy of wealth and fund origins by analysing documentation to ensure they align with the customer’s known profile
• Drafting high-quality suspicious activity reports (SARs) or suspicious transaction reports (STRs) for law enforcement and regulatory bodies, ensuring findings are documented with legal defensibility
• Providing guidance on high-risk onboarding decisions, and recommending client relationship exits when activity falls outside the firm’s risk appetite
• Contributing to the calibration of monitoring rules and threshold settings to reduce false positives while ensuring the detection of evolving criminal typologies

What you'll need

• A bachelor's degree (must be able to provide a certificate)
• Fluency in English and French (C1+ level)
• 2+ years of FinCrime experience, or 1+ years of experience in AML, FIU, or similar complex investigation fields, where risk-based approach is used
• An understanding of financial crime red flags, typologies, and how to identify them
• Experience redacting and submitting suspicious activity reports
• Experience with investigative methodologies evidenced with previous experience of having used analytical tools (e.g., spreadsheets, filters, pivots, network charts)
• A willingness to work a variety of shift patterns, including nights and weekends
• Critical thinking skills
• The ability to multitask, prioritise, and work well under pressure

Nice to have

• A degree or equivalent in law or a STEM subject
• An industry-recognised certification, such as ICA or ACAMS
• Fluency in other languages

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We're not just doing this because it's the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team.

Get what you need to succeed

• Financial benefits that show we value your work
• Flexibility to work from home, the office, or abroad
• A Revolut Metal subscription loaded with perks
• Exciting events year-round so you can get to know your team