Credit Manager France

DAF Trucks Deutschland GmbH; Paris; Hybride; EUR 60 000 - 85 000; Plein temps

Résumé du poste

DAF Trucks Deutschland GmbH is seeking a Credit Manager to manage credit risk for sales of trucks, parts and services in France, and to develop and implement credit guidelines while ensuring compliance with credit policies. You will collaborate with the wider European Credit team and other stakeholders to minimize past dues and optimize collections.

The role requires delivering professional, balanced credit decisions, performing in-depth financial analyses, and maintaining strong relationships

Responsabilités

• Credit risk management of sales of trucks, parts and services in France.
• Complete in-depth financial analysis of dealers/customers and prepare credit proposals.
• Take sound credit decisions within assigned credit authority in a timely manner.
• Recommend alternative credit solutions and obtain security collaterals when appropriate.
• Communicate credit decisions clearly to stakeholders.
• Build face-to-face relationships with internal and external stakeholders within France and Europe.
• Deliver professional, balanced, and assertive input to stakeholders.
• Manage timely collection of financial statements and monitor quality and prepare performance reports.
• Manage collection activities to achieve goals and minimize past dues.
• Provide timely input for reporting; report to the Area Credit Manager.

Description du poste

Job description

The Credit Manager is responsible for taking timely and sound credit decisions within the assigned business area and within delegated authorities, accommodating PACCAR sales while ensuring a clear path to payment and continuous minimization of past dues and credit losses. The Credit Manager recommends decisions for credit requests outside his delegated authority level, develops and implements credit guidelines and ensures compliance with PACCAR credit policies, procedures and objectives. Participation and collaboration with the wider European Credit team and other stakeholders will be required.

Main tasks

• You will be responsible for the credit risk management of sales of truck, parts and services in France
• Complete in-depth financial analysis of dealers / customers and prepare credit proposals
• Take sound credit decisions within assigned credit authority in a timely manner
• Where appropriate, you recommend alternative credit solutions and obtain security collaterals
• Communicate credit decisions clearly to appropriate stakeholders
• Face to face relationship building with internal and external stakeholders within France and Europe
• Deliver professional, balanced and reasoned assertiveness to internal and external stakeholders
• Manage timely collection of financial statement reports, monitor quality and prepare performance reports
• Manage collection activities effectively to achieve goals and minimize past dues
• Deliver timely and quality input for a variety of reporting
• The role has one direct report and report to the Area Credit Manager

Your profile

The Credit Manager is responsible for taking timely and sound credit decisions within the assigned business area and within delegated authorities, accommodating PACCAR sales while ensuring a clear path to payment and continuous minimization of past dues and credit losses. The Credit Manager recommends decisions for credit requests outside his delegated authority level, develops and implements credit guidelines and ensures compliance with PACCAR credit policies, procedures and objectives. Participation and collaboration with the wider European Credit team and other stakeholders will be required.

Main tasks

• You will be responsible for the credit risk management of sales of truck, parts and services in France
• Complete in-depth financial analysis of dealers / customers and prepare credit proposals
• Take sound credit decisions within assigned credit authority in a timely manner
• Where appropriate, you recommend alternative credit solutions and obtain security collaterals
• Communicate credit decisions clearly to appropriate stakeholders
• Face to face relationship building with internal and external stakeholders within France and Europe
• Deliver professional, balanced and reasoned assertiveness to internal and external stakeholders
• Manage timely collection of financial statement reports, monitor quality and prepare performance reports
• Manage collection activities effectively to achieve goals and minimize past dues
• Deliver timely and quality input for a variety of reporting
• The role has one direct report and report to the Area Credit Manager

Department

The Credit Manager is responsible for taking timely and sound credit decisions within the assigned business area and within delegated authorities, accommodating PACCAR sales while ensuring a clear path to payment and continuous minimization of past dues and credit losses. The Credit Manager recommends decisions for credit requests outside his delegated authority level, develops and implements credit guidelines and ensures compliance with PACCAR credit policies, procedures and objectives. Participation and collaboration with the wider European Credit team and other stakeholders will be required.

Main tasks

• You will be responsible for the credit risk management of sales of truck, parts and services in France
• Complete in-depth financial analysis of dealers / customers and prepare credit proposals
• Take sound credit decisions within assigned credit authority in a timely manner
• Where appropriate, you recommend alternative credit solutions and obtain security collaterals
• Communicate credit decisions clearly to appropriate stakeholders
• Face to face relationship building with internal and external stakeholders within France and Europe
• Deliver professional, balanced and reasoned assertiveness to internal and external stakeholders
• Manage timely collection of financial statement reports, monitor quality and prepare performance reports
• Manage collection activities effectively to achieve goals and minimize past dues
• Deliver timely and quality input for a variety of reporting
• The role has one direct report and report to the Area Credit Manager

We offer

The Credit Manager is responsible for taking timely and sound credit decisions within the assigned business area and within delegated authorities, accommodating PACCAR sales while ensuring a clear path to payment and continuous minimization of past dues and credit losses. The Credit Manager recommends decisions for credit requests outside his delegated authority level, develops and implements credit guidelines and ensures compliance with PACCAR credit policies, procedures and objectives. Participation and collaboration with the wider European Credit team and other stakeholders will be required.

Main tasks

• You will be responsible for the credit risk management of sales of truck, parts and services in France
• Complete in-depth financial analysis of dealers / customers and prepare credit proposals
• Take sound credit decisions within assigned credit authority in a timely manner
• Where appropriate, you recommend alternative credit solutions and obtain security collaterals
• Communicate credit decisions clearly to appropriate stakeholders
• Face to face relationship building with internal and external stakeholders within France and Europe
• Deliver professional, balanced and reasoned assertiveness to internal and external stakeholders
• Manage timely collection of financial statement reports, monitor quality and prepare performance reports
• Manage collection activities effectively to achieve goals and minimize past dues
• Deliver timely and quality input for a variety of reporting
• The role has one direct report and report to the Area Credit Manager