AML Apprentice

Visa Hunt; Paris; Hybride; EUR 45 000 - 65 000; Plein temps

Avantages offerts par ce poste

Meal Vouchers

Transport package

25 days holidays

Health insurance

Sports discounts

Well-being support

Offsite gathering

Diversity & Inclusion initiatives

Résumé du poste

Swan is seeking an AML/Transaction Monitoring professional to join the team responsible for addressing judicial and bank information requests. You will monitor client activity to protect Swan from fraudulent, money laundering, financial, and reputational risks.

Collaborating with Risk and Operations, you will detect trends, communicate with stakeholders, and propose process improvements while adhering to French regulatory frameworks. English communication is essential in this role.

Qualifications

• You have some experience in AML or Compliance, ideally coming from Law or Banking schools.
• You have a solid understanding of French law and regulatory frameworks.
• Strong analytical skills with an eye for detail, and the ability to adhere to strict processes.
• Effective communication with internal and external stakeholders.
• Curious mindset and flexibility to adapt to changing requirements in an evolving environment.
• You have excellent working abilities in English.
• Ideally, you have experience using modern tools such as Forest (CRM), Zendesk (ticketing system), and other AML/Transaction monitoring-related tools.

Responsabilités

• Process legal requests coming from our bank partners or the Authorities.
• Manage communication with end-clients and partners when suspicious activity is detected to gather supporting documentation.
• Participate in detecting trends and report potential process improvements.

Connaissances

AML

Compliance

French law

Attention to detail

Stakeholder communication

English proficiency

Curiosity

Formation

Law or Banking school background

Outils

Forest CRM

Zendesk

AML tools

Description du poste

About

Swan is Europe’s embedded banking specialist. We empower software companies to embed banking features like accounts, cards, and payments directly into their products, under their own brand.Swan processes over €1.5 billion in monthly transactions for more than 150 companies—like Pennylane, Indy, Agicap, Libeo, and Lucca. Founded in 2019, the company has received growth capital from leading investors such as Lakestar, Accel, Creandum, Bpifrance and Eight Roads. Swan is a principal member of Mastercard and a licensed financial institution, regulated by the French banking authority (ACPR).

Our mission

Banking belongs in business software

Many software companies already serve small businesses incredibly well: helping them send invoices, run payroll, manage inventory, and more. They’re on a mission to become the central hub for managing every aspect of business life.

But when it comes to financial workflows, there’s still a gap. Too many critical tasks like managing cash flow, tracking payments, or reconciling accounts happen outside the software, across spreadsheets, email threads, banking portals.

It’s a missed opportunity. Business software shouldn’t just record financial activity — it should run it.

Job description

Attached to the AML team and working closely with the Risk and Operations teams, your primary responsibility will be to answer to Judicial Requests and bank requests for informations. You will punctually asked to also proactively monitor clients' transactional activities to protect the company against fraudulent activities, money laundering risks, financial risks, and reputation risks.

Main tasks

• Process legal requests coming from our bank partners or the Authorities.




• Manage communication with end-clients and partners when suspicious activity is detected to gather supporting documentation.




• Participate in detecting trends and report potential process improvements.

Your team

The Transaction Monitoring Team operates with three dedicated teams (mix of junior and senior analysts) working on AML/TF/Fraud Alerts & Judicial Requests. We work closely with all Operational teams but also our Financial Crimes unit. This, to prevent bad actor using Swan for illicit activities.

Preferred experience

You're a great match if:

• You have some experience in AML or Compliance, ideally coming from Law or Banking schools.




• You have a solid understanding of French law and regulatory frameworks.




• Strong analytical skills with an eye for detail, and the ability to adhere to strict processes.




• Effective communication with internal and external stakeholders.




• Curious mindset and flexibility to adapt to changing requirements in an evolving environment.




• You have excellent working abilities in English.




• Ideally, you have experience using modern tools such as Forest (CRM), Zendesk (ticketing system), and other AML/Transaction monitoring-related tools.




• Our ideal teammate: Empathetic. Skilled. Frank. We love to challenge each other, and we leave our egos at the door.

It’s okay if you don’t tick all the boxes — don’t let imposter syndrome prevent you from applying!

Swan is committed to providing a caring work environment for all employees, regardless of age, sex, disability, sexual orientation, race, religion, or belief.

When it comes to recruitment, we’re interested in your work experience, skills, and overall personality. Because diversity makes the workplace stronger and is necessary for Swan’s success, we are intensifying efforts to incorporate concrete actions to help us improve in this area.

About Swan

Perks of being a Swanee:

• Meal Vouchers: We provide a meal voucher card to cover your meals on work days.




• Transport:Monthly mobility package for employees. In accordance with the company agreement for sustainable mobilities, you can now use your mobility package to pay for alternative commuting modes.




• Holidays: 25 days of paid leave.




• Health insurance: Alan. This is Swan's health and welfare insurance.




• Sports: Thanks to our partnership with Classpass, you can enjoy advantageous discounts on subscriptions. They offer a wide range of sports activities as well as wellness activities. The offers are valid in several European cities, as well as online.




• Well-being support: access to Moka Care for mental health and wellness.




• Offsite: Once a year we gather to reconnect, deep-dive into big topics, and relax.




• This isn’t a perk, it should be the rule, but diversity and inclusion are important at Swan. We’re working hard to get better every day.

Our values:

Swan’s core values guide our actions daily. Individually, they may seem obvious, but together, they form a unique culture.

Simplicity: Leonardo Da Vinci said: “simplicity is the ultimate sophistication.” If something's convoluted or confusing, we work extra hard to break it down. - Making complex things simple is what we do.

Long Term: We always play the long game, whether it's to support our partners in their growth journey, or make tangible commitments to climate action.

Excellence: We are a team of experts who consistently go all out to create pixel-perfect banking services and exceed our partners' expectations— whatever it takes.

Be Human: We believe in the power of kindness and the importance of acting with integrity. But embracing our humanity extends beyond interpersonal interactions, it means caring about greater issues that affect our planet.

You can find out more about our culture.

Recruitment process

• A 30-min call with our Talent Acquisition Manager, to get to know you, understand your career expectations and answer your questions




• A 45-min video interview with Claudine, Head of Transaction Monitoring, and François, Expert Judicial request Specialist




• A 30-minutes video interview with Jawad and/or Pauline, AML Team Managers