AML Analyst

Gofractional; Paris; Sur place; EUR 40 000 - 46 000; Plein temps

Résumé du poste

Gofractional is seeking a mid- to senior-level Transaction Monitoring analyst for a 6-month fixed-term contract in Paris. You will proactively monitor clients' transactional activities to detect fraudulent, money laundering, financial, and reputational risks, working closely with AML, Risk and Operations teams.

Requirements include 3+ years in AML/compliance, knowledge of French law, strong analytics, and English proficiency. Experience with Zendesk and Forest CRM is a plus.

Qualifications

• 3+ years of experience in AML or Compliance, ideally in transaction monitoring in fintech, payment provider, bank, consulting firm or similar fast-paced environment.
• Solid understanding of French law and regulatory frameworks.
• Strong analytical skills with an eye for detail and ability to adhere to strict processes.
• Effective communication with internal and external stakeholders.
• Curious mindset and flexibility to adapt to changing requirements in an evolving environment.
• Excellent working abilities in English.

Responsabilités

• Proactively monitor clients' transactional activities to protect the company against fraudulent activities, money laundering risks, financial risks, and reputation risks.
• Handle various internal or external requests requiring a thorough analysis of account activity.
• Process alerts related to cards, SEPA transactions, and international transactions across client types (individuals, freelancers, businesses).
• Manage communication with end-clients and partners when suspicious activity is detected to gather supporting documentation.
• Analyze and address customer requests that may be victims of fraud.
• Handle external legal requests from authorities or banking partners.
• Participate in detecting trends and report them to 2nd line to improve scoring rules.
• The Transaction Monitoring Team operates with three dedicated teams working on AML/TF/Fraud Alerts & Judicial Requests.

Connaissances

AML experience

French law knowledge

Analytical skills

Stakeholder communication

English proficiency

Outils

Zendesk

Forest CRM

Description du poste

Transaction Monitoring, 6-month fixed-term contract

Compensation: €40-46k | Daily salary €230 - €300

Location: Paris

Level: Mid and Senior level

Tools: Zendesk

Who you are

• You have 3+ years of experience in AML or Compliance, ideally specific to transaction monitoring in a fintech, Payment Provider, Bank, consulting firm, or a similar fast-paced environment
• You have a solid understanding of French law and regulatory frameworks
• Strong analytical skills with an eye for detail, and the ability to adhere to strict processes
• Effective communication with internal and external stakeholders
• Curious mindset and flexibility to adapt to changing requirements in an evolving environment
• You have excellent working abilities in English
• Ideally, you have experience using modern tools such as Forest (CRM), Zendesk (ticketing system), and other AML/Transaction monitoring-related tools
• Our ideal teammate: Empathetic. Skilled. Frank. We love to challenge each other, and we leave our egos at the door
• It's okay if you don't tick all the boxes - don't let imposter syndrome prevent you from applying!

What the job involves

• Attached to the AML team and working closely with the Risk and Operations teams, your primary responsibility will be to proactively monitor clients' transactional activities to protect the company against fraudulent activities, money laundering risks, financial risks, and reputation risks
• You will also be responsible for handling various internal or external requests requiring a thorough analysis of account activity
• Process alerts related to various transactions (cards, SEPA transactions, and international transactions) across various client types (individual accounts, freelancers, businesses)
• Manage communication with end-clients and partners when suspicious activity is detected to gather supporting documentation
• Analyze and address customer requests that may be victims of fraud
• Handle external legal requests sent by the authorities or banking partners
• Participate in detecting trends and report them to 2nd line to improve our scoring rules
• The Transaction Monitoring Team operates with three dedicated teams (mix of junior and senior analysts) working on AML/TF/Fraud Alerts & Judicial Requests. We work closely with all Operational teams but also our Financial Crimes unit. This, to prevent bad actor using Swan for illicit activities