AFC Sanctions & Investigations Officer

Qonto; Paris; Hybride; EUR 40 000 - 60 000; Plein temps

Résumé du poste

A leading fintech company in Paris is seeking an AFC Sanctions & Investigations Officer. In this role, you will protect customers from financial risks by conducting thorough screenings and maintaining compliance. Required qualifications include at least 4 years in AML/Compliance and fluency in French and English. You will collaborate with various teams and manage your workload independently within a fast-paced environment. Competitive salary and benefits are offered, along with a hybrid work model.

Prestations

Competitive salary package

Meal vouchers

Public transportation reimbursement

Great health insurance

Mental health support initiatives

Childcare benefits

Monthly team events

Qualifications

• Experience in AML/Compliance with screening expertise.
• Fluent in French and English (C1 minimum).
• Strong understanding of sanctions regulations.
• Proficient in Excel/Google Sheets.
• Organized, detail-oriented, and able to manage multiple cases.

Responsabilités

• Screen and investigate alerts from World-Check One and ComplyAdvantage.
• Process transaction screening alerts in a timely manner.
• Maintain detailed documentation of all PEP and Sanctions files.
• Collaborate with cross-functional teams to improve processes.
• Contribute to compliance projects and implement new procedures.

Connaissances

Fluent in French and English

Strong understanding of sanctions regulations

Proficient in Excel/Google Sheets

Organized and detail-oriented

Proactive communication

Formation

4+ years in AML/Compliance

Outils

World-Check One

ComplyAdvantage

Description du poste

Our mission ? Creating the freedom for SMEs to succeed in business and beyond, by delivering Europe’s leading finance workspace. We combine business-class tools (seamless invoicing, spend management, and pre-accounting) with unwaveringly attentive 24/7 support, designed to help businesses breeze through all things finance.

Our journey: Founded by Alexandre and Steve in July 2017, Qonto has rapidly gained trust, serving over 600,000 customers. Thanks to our wonderful team of 1,600+ Qontoers, we also made it to the LinkedIn Top Companies French ranking!

Our values:

Customer focus | Prioritize customers in everything you do

Ownership | Own your part, get things done

Teamwork | Make (team)work easy

Mastery | Continuously raise the bar

Integrity | Always do what’s right, and respect people

Our beliefs: At Qonto, we're committed to fostering a welcoming environment where everyone can thrive. We prioritize evaluating applicants based solely on skills and potential, ensuring diversity with 55% international team members, 44% women, and 20% parents. Join us in building a workplace that celebrates diversity and individuality.

Discover the steps we took to create a discrimination-free hiring process.

⭐ Mission

Join Qonto's Financial Crime team as a AFC Sanctions & Investigations Officer and play a critical role in protecting our growing client base from money laundering and terrorist financing risks. You'll ensure our 600,000 customers operate within a secure, compliant environment by conducting thorough PEP, sanctions, and adverse media screenings across our European markets.

Working closely with Marina, our Lead AFC Sanctions & Investigations, you'll contribute to maintaining a robust compliance framework that protects Qonto's customers and enables the company to achieve its goal of serving 2M SMEs by 2030.

As a Sanctions Screening Analyst at Qonto, you will:

• Screen and investigate alerts from World-Check One and ComplyAdvantage against PEPs, Sanctions Lists, and Adverse Media
• Process transaction screening alerts in a timely manner, making acceptance or refusal decisions in our tooling system
• Maintain detailed documentation of all PEP and Sanctions files, ensuring complete audit trails
• Collaborate with cross-functional teams (CFT Swift, Fraud, SEPA, Open Banking, AML) to improve processes and maintain seamless operations
• Contribute to compliance projects, including implementing new procedures and improving tool calibration

What you can expect:

• Cross-functional collaboration: Work directly with multiple teams (CFT Swift, Fraud, SEPA, Open Banking, AML) to ensure comprehensive compliance coverage and resolve complex cases
• Professional screening tools: Work with World-Check One, ComplyAdvantage, and Qonto's internal tooling system
• Fast-paced fintech culture: We value autonomy, direct feedback, and continuous improvement
• Ownership of your workload: Manage your daily caseload independently while maintaining high quality standards

About your future manager

Marina's background: After completing her Master's degree, Marina built a strong career in Financial Crime prevention at Ebury before joining Qonto in 2020, where she now serves as Lead AFC Sanctions & Investigations, managing a team of nine professionals.

What she brings to the team: Marina balances high compliance standards with a supportive, growth-focused approach. She provides hands-on coaching on complex cases and encourages her team to challenge existing processes while maintaining excellence.

About You

• Experience: At least 4 years in AML/Compliance in the financial sector, with screening expertise in PEPs, sanctions, and adverse media
• Languages: Fluent in French and English (C1 minimum). Any other European language is a plus
• Technical skills: Strong understanding of sanctions regulations and Excel/Google Sheets proficiency for tracking and reporting
• Working style: Organized, detail-oriented, and able to prioritize tasks while managing multiple cases efficiently
• Cultural fit: Proactive communicator who thrives in fast-paced fintech environments and isn't afraid to share feedback
• Location: Paris (hybrid: 3 days at the office, 2 days remote)

At Qonto, we understand that true diversity isn't just about ticking boxes on a hiring checklist. Apply regardless of the boxes you tick! Who knows? You may have the missing piece of the puzzle we've been searching for all along.

Perks

• Offices in Paris, Berlin, Milan, Barcelona, and Belgrade;
• Competitive salary package;
• Meal vouchers;
• Public transportation reimbursement (part or global);
• A great health insurance (depending on the country);
• Employee well-being initiatives: access to Moka Care to take care of your mental health and great offers for sports and wellness activities;
• A progressive disability and parenthood policy (1 in 6 of Qonto employees is a parent!) and childcare benefits with selected partners;
• Monthly team events.

Our hiring process:

• Interviews with your Talent Acquisition Manager and future managers
• A remote or live exercise to demonstrate your skills and give you a taste of what working at Qonto could be like

Find more information about our interview process on our careers website.

On average, our process lasts 20 working days and offers usually follow within 48 hours

To learn more about us:

Qonto's Blog | Les Échos | L'Usine Digitale | Courrier Cadres

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