Credit Risk Architect — Fintech Growth & Stock Options

BRKZ; Suomussalmi; On-site; EUR 90,000 - 120,000; Full time

Benefits offered by this job

Stock options

Premium Health Insurance

Family Iqama Coverage

Commission

Job summary

BRKZ is seeking a Credit Risk Manager to safeguard financial health by identifying, assessing, and mitigating credit risks across a diverse portfolio. You will shape risk strategies balancing innovation with responsibility in a fast-paced fintech environment.

Responsibilities include designing risk frameworks, monitoring exposures, embedding risk awareness with cross-functional teams, building predictive models, and delivering actionable insights to senior leadership.

Qualifications

• Bachelor’s degree in Finance, Economics, Business, or related field.
• 5+ years of experience in credit risk management in fintech, e-commerce, or banking.
• Strong grasp of credit risk models and Basel III/IV, digital lending.
• Analytical mindset with proficiency in risk management tools and data analysis platforms.
• Excellent communication and ability to influence cross-functional teams.
• Passion for innovation and building scalable, responsible financial solutions.

Responsibilities

• Design and implement credit risk frameworks for BRKZ's digital ecosystem.
• Monitor and evaluate credit exposures across diverse customer segments.
• Partner with product, finance, and compliance to embed risk awareness in decisions.
• Develop predictive models and analytics to strengthen portfolio performance.
• Ensure adherence to regulatory standards and internal risk appetite.
• Provide clear insights to senior leadership through reporting and dashboards.

Skills

Credit risk management

Regulatory knowledge

Data analysis

Communication

Education

Bachelor's degree in Finance, Economics, Business, or related field

Job description

BRKZ is seeking a Credit Risk Manager to safeguard financial health by identifying, assessing, and mitigating credit risks across a diverse portfolio. You will shape risk strategies balancing innovation with responsibility in a fast-paced fintech environment.

Responsibilities include designing risk frameworks, monitoring exposures, embedding risk awareness with cross-functional teams, building predictive models, and delivering actionable insights to senior leadership.