Staff Engineer (Credit & Underwriting)

Ebury; Madrid; Hybrid; EUR 120,000 - 180,000; Full time

Benefits offered by this job

Competitive base salary

Senior career path

Growth opportunities

Ownership from day one

Inclusive engineering culture

Job summary

Ebury is seeking a Staff Software Engineer to join the Underwriting Team in Madrid. You will contribute from day one to mission-critical projects in a fast-growing fintech environment, working across squads with engineers, product designers, and managers.

The role emphasizes architectural leadership, high-impact decisions, and a pathway to leadership progression. The position is hybrid (Madrid Office) with 4 days in the office and 1 day remote, offering ownership of critical systems and the

Qualifications

• Extensive experience building and operating production systems at scale.
• Experience in fintech or financial services.
• Strong CS fundamentals: data structures, algorithms, design, trade-offs.
• Proven ability to design and evolve high-quality software.
• Strong communication and influencing skills.
• Collaborative leadership mindset.

Responsibilities

• Provide technical leadership across critical domains and steer architectural decisions.
• Lead system design and high-leverage technical choices across teams.
• Collaborate with Product, Design, and Engineering leadership to translate business outcomes.
• Oversee full system lifecycle from discovery to production operations and cost optimisation.
• Mentor senior engineers and raise engineering standards across the org.
• Identify systemic risks and drive initiatives to improve velocity and resilience.
• Champion testing, CI/CD, observability, and production readiness.

Skills

Technical leadership

System design

Distributed systems

Mentoring

Communication

Education

Computer science degree

Tools

Java

Python

Go

Job description

Ebury helps ambitious businesses unlock global growth, and we take the same approach with our people. We encourage innovation and movement, collaboration and problem-solving, and foster an environment where everyone can feel they belong, are valued, supported and empowered to succeed.

Staff Engineer (Underwriting Team)

Madrid Office - Hybrid: 4 days in the office, 1 day working from home

Ebury is seeking exceptional and highly motivated Staff Software Engineers to join their engineering division Madrid. This is an opportunity to make a significant impact within a leading FinTech firm. As a Staff Software Engineer, you will be an integral part of the team from your first day, contributing to mission-critical projects and deploying production code within your first week.

As a Staff Engineer, you'll work across one or more product squads alongside other Engineers, Product Designers, and Product Managers. We’ll expect you to work on the hardest problems and guide the team to smart trade-offs. You’ll be able to dive into the details but will also always have the big picture in mind. You'll play a key role within Engineering leadership and build close relationships with stakeholders across the business. We are committed to identifying and nurturing future technical leaders; for those who demonstrate exceptional performance and aptitude, we offer an accelerated path for career progression.

Key Responsibilities

• Provide technical leadership across one or more critical domains, owning the design and evolution of large-scale, business-critical systems within our global financial platform.
• Set architectural direction by leading system design, making high-leverage technical decisions, and driving alignment on long-term technology strategy across teams.
• Partner closely with Product, Design, and Engineering leadership to translate business outcomes into scalable, resilient technical solutions, influencing roadmap decisions and trade-offs.
• Operate across the full system lifecycle, from early discovery and architecture through to production operations, reliability, performance, and cost optimisation.
• Raise the technical bar organisation-wide by defining and evolving engineering standards, guiding design reviews, and mentoring senior engineers to multiply impact beyond your own code.
• Act as a force multiplier by identifying systemic risks, technical debt, and cross-team dependencies early, and proactively driving initiatives that improve velocity, quality, and resilience at scale.
• Champion engineering excellence through strong opinions on testing strategies, CI/CD, observability, and operational readiness, ensuring systems are secure, compliant, and production-grade.
• Lead by example in modern engineering practices, including the responsible use of AI-assisted development tools to accelerate delivery and learning, while maintaining deep understanding, accountability, and ownership of all solutions produced.

Required Qualifications

• Strong technical foundation in computer science or a closely related discipline, gained through formal education and/or equivalent industry experience, with evidence of continuous learning and technical depth.
• Experience working in fintech or within the financial services industry.
• Extensive experience building and operating production systems at scale. While this often aligns with 10+ years in industry, we value demonstrated impact, sound judgement, and leadership over tenure alone.
• Deep understanding of core computer science concepts—including data structures, algorithms, system design, and complexity trade-offs—and the ability to apply them pragmatically to real-world, high-scale problems.
• Proven ability to design, write, and evolve high-quality software in one or more modern programming languages, with a strong focus on maintainability, performance, and operational robustness.
• Exceptional problem-solving and analytical skills, able to decompose ambiguous, multi-dimensional problems and drive them to clear, effective technical outcomes.
• Strong communication and influencing skills, capable of articulating complex technical ideas clearly, building alignment across teams, and constructively challenging assumptions at all levels.
• A collaborative leadership mindset, with a track record of mentoring engineers, raising technical standards, and contributing positively to engineering culture beyond individual delivery.

What We Offer

• Highly competitive compensation, including a strong base salary, performance-based bonus, and a comprehensive benefits package, aligned to the impact and scope of a senior technical leadership role.
• A clearly defined Staff / Principal career path, with transparent expectations, senior-level mentorship, and multiple growth vectors—including technical leadership, architectural ownership, and organisational influence.
• The opportunity to work on complex, high-leverage problems at scale, where your decisions directly shape core platforms, customer outcomes, and long-term business performance.
• Meaningful ownership from day one, with responsibility for critical systems and initiatives, and the autonomy to drive improvements across architecture, reliability, and engineering effectiveness.
• A high-performing, inclusive engineering culture within a fast-growing, global FinTech, where technical excellence, thoughtful decision-making, and constructive challenge are valued and rewarded. Ebury is an equal opportunity employer. We invite all qualified individuals to apply.

About Us

Ebury delivers sophisticated, integrated solutions — business accounts, hedging, and financing — on a single platform with a seamless workflow. Our success is built on a simple premise and singular purpose: To help businesses operate and scale globally.

Since its founding in 2009, Ebury has always been a fast-growing leader in fintech. Today, we bring together 2000+ Eburians across nearly 70 cities and we’re always looking to add to our team.

At the heart of our offering is a proprietary platform, purpose-built to help businesses seamlessly streamline and manage global cash flow. We focus on continuous product evolution and innovation to build the infrastructure for borderless growth and help our clients scale at every stage.

The opportunities at Ebury are as diverse as our people, ranging from business development to engineering roles across our tech pillars.

We believe in inclusion. We stand against discrimination in all forms and are against the intolerance of differences that makes us a modern and successful organisation. At Ebury, you can be whoever you want to be and still feel a sense of belonging no matter your story.