Risk Portfolios Manager

Jobtailor; Madrid; Presencial; EUR 60.000 - 90.000; Jornada completa

Descripción de la vacante

BBVA in Madrid invites a risk management professional to monitor credit risk quality and pricing across retail portfolios. You will help define policies, architect admission rules, and drive profitability through pricing strategies. You will oversee models and data quality while preparing robust datasets for analysis.

The role demands 4+ years in credit risk, strong analytics, and English fluency as you shape risk management for BBVA's markets.

Formación

• Degree in Economics, Mathematics, Physics, or Statistics.
• Master’s level knowledge of Data Science.
• 4+ years of experience in Risk Management focused on credit risk and retail portfolios.
• Knowledge of credit risk management: admission, recoveries, scoring, income estimators, limit allocation.
• Deep understanding of credit risk models.
• Programming knowledge in Python, R, SAS, or SQL.
• Strong analytical mindset, willingness to learn, and ambition to develop expertise at BBVA.
• English required.

Responsabilidades

• Monitor the credit risk quality, pricing and profitability of the credit risk portfolios of Digital Banks.
• Contribute to define new risk policies and changes in these.
• Drive the strategic management and profitability of retail portfolios.
• Architect and refine credit risk admission policies.
• Spearhead the development of pricing strategies.
• Oversee risk models and data quality.
• Prepare and refine data to ensure high quality and robustness for analysis.

Conocimientos

Data Science

Python

R

SQL

Analytical mindset

Educación

Degree in Economics/Math/Physics/Statistics

Master’s in Data Science

Herramientas

Python

R

SAS

SQL

Descripción del empleo

Responsibilities

• Monitor the credit risk quality, pricing and profitability of the credit risk portfolios of Digital Banks
• Contribute to define the new risk policies and changes in these
• Drive the strategic management and profitability of retail portfolios
• Architect and refine credit risk admission policies
• Spearhead the development of pricing strategies
• Oversee risk models and data quality
• Prepare and refine data to ensure high quality and robustness for analysis

Qualifications

• Degree in Economics, Mathematics, Physics, or Statistics
• Master’s level knowledge of Data Science
• At least 4 years of experience in Risk Management, with a focus on credit risk and retail portfolios
• Knowledge of Credit risk management in terms of admission, recoveries, credit scoring, income estimators, and limit allocation
• Deep understanding of credit risk models
• Basic programming knowledge in at least one of the following: Python (PySpark, pandas, scikit-learn, Keras), R, SAS, or SQL
• Strong analytical mindset, willingness to learn, and motivation to develop expertise in credit risk management and new markets for BBVA
• English required