CIB Work Out Senior Manager

BBVA; Madrid; Hybrid; EUR 90,000 - 130,000; Full time

Job summary

BBVA, una entidad financiera global, busca un Senior Manager de Riesgo Mayorista para supervisar procesos de gestión de portafolio y desarrollo de políticas de riesgo. Se evaluarán clientes institucionales complejos y se colaborará con áreas de front-office, legales y operaciones para estructurar transacciones con mitigación de riesgo.

Debe poseer experiencia consolidada en análisis de crédito, modelización y regulaciones aplicables; se valorará MBA o CFA y dominio del inglés.

Qualifications

• Título universitario en finanzas, economía, administración de empresas o campo relacionado.
• Experiencia sólida en análisis de crédito corporativo y modelización financiera.
• Conocimiento de marcos regulatorios relevantes y buenas habilidades de comunicación.

Responsibilities

• Liderar y gestionar un equipo de profesionales de riesgo, brindando mentoría y evaluaciones de desempeño.
• Desarrollar e implementar marcos de riesgo de crédito mayorista en línea con requisitos regulatorios y apetito de riesgo.
• Realizar análisis de crédito de clientes corporativos y/o institucionales complejos, incluyendo análisis de estados financieros, tendencias de la industria y evaluación de modelos de negocio.
• Monitorear la cartera de crédito mayorista, identificar concentraciones y posibles áreas de alerta.
• Participar en comités de crédito y presentar evaluaciones de riesgo y recomendaciones para propuestas de crédito.

Skills

Credit analysis

Financial modeling

Risk assessment

Leadership

Communication

Regulatory knowledge

Education

Bachelor's degree in Finance, Economics or related field

Master's degree or CFA designation preferred

Job description

## CIB Work Out Senior ManagerSolicitarremote type: Hybridlocations: 28050, MADRID, Madridtime type: Full timeposted on: Publicado hoytime left to apply: Fecha final: 26 de julio de 2026 (Quedan 10 días para realizar la solicitud)job requisition id: JR00108835**¿Te entusiasma hacer crecer tu carrera?**BBVA es una compañía global con más de 160 años de historia que opera en más de 25 países donde damos servicio a más de 80 millones de clientes. Somos más de 121.000 profesionales trabajando en equipos multidisciplinares con perfiles tan diversos como financieros, expertos legales, científicos de datos, desarrolladores, ingenieros y diseñadores.**Conoce más sobre el área:****CIB Risk** is the Corporate & Investment Banking (CIB) Risk unit, responsible for the admission, measurement, and control of the unit's risks, encompassing both market and credit risks.**Work Out CIB Risk** is the new area that will assume the Workout responsibilities currently managed within GRM. This unit will specialize in managing the credit risk of corporate and institutional clients showing signs of financial deterioration or undergoing complex restructuring processes, ensuring portfolio sustainability and maximizing capital recovery.**Sobre el puesto**The Wholesale Risk Senior Manager II at BBVA is responsible for overseeing and managing significant aspects of the wholesale credit risk portfolio. This role involves developing, implementing, and monitoring risk management strategies, policies, and procedures to ensure the effective identification, assessment, and mitigation of credit risks associated with corporate and institutional clients. **Job Responsibilities*** Lead and manage a team of risk professionals, providing guidance, mentorship, and performance evaluations.* Develop and implement robust wholesale credit risk frameworks, policies, and procedures in line with regulatory requirements and internal risk appetite.* Conduct in-depth credit analysis of complex corporate and institutional clients, including financial statement analysis, industry trend assessment, and business model evaluation.* Monitor and manage the wholesale credit portfolio, identifying emerging risks, concentrations, and potential areas of concern.* Participate in credit committees and present comprehensive risk assessments and recommendations for credit proposals.* Collaborate with front-office teams, legal, and other relevant departments to structure and execute complex transactions while ensuring appropriate risk mitigation.* Oversee the development and maintenance of risk models and tools for wholesale credit assessment and portfolio management.* Prepare regular risk reports and presentations for senior management and regulatory bodies, highlighting key trends, exposures, and risk management initiatives.* Stay abreast of industry best practices, regulatory changes, and economic developments impacting wholesale credit risk.* Drive continuous improvement initiatives within the wholesale risk function, including process optimization and technology enhancements.**Qualifications*** Bachelor's degree in Finance, Economics, Business Administration, or a related quantitative field. Master's degree or CFA designation preferred.* Minimum of 8-10 years of progressive experience in wholesale credit risk management within a financial institution, with at least 3-5 years in a leadership or senior management role.* Demonstrated expertise in corporate credit analysis, financial modeling, and risk assessment methodologies.* Strong understanding of various wholesale products and services, including corporate lending, trade finance, and capital markets.* In-depth knowledge of relevant banking regulations (e.g., Basel Accords, local regulatory frameworks) and their implications for wholesale risk management.* Excellent analytical, problem-solving, and decision-making skills.* Proven leadership and team management abilities, with a track record of developing and motivating high-performing teams.* Exceptional communication and interpersonal skills, with the ability to effectively articulate complex risk concepts to diverse audiences.* Proficiency in risk management software and financial analysis tools.* Fluency in English is required; proficiency in Spanish is a significant advantage.**Habilidades:**Empatía, Ética, Innovación, Orientación al cliente, Pensamiento proactivo