Product Manager - Money Flows

Ebury; Madrid; Hybrid; EUR 70,000 - 110,000; Full time

Benefits offered by this job

Competitive salary

Discretionary bonus

Mentorship

Cutting-edge technology

Career growth

Dynamic culture

Health benefits

Central Madrid office

Job summary

Ebury Madrid is seeking a Product Manager for Money Flows to own the product area, drive strategy, and translate regulatory requirements into actionable payment flows. You will collaborate with engineering, sales, and compliance to deliver secure, scalable fintech solutions from concept to launch.

The role requires 3–5 years consulting or equivalent fintech experience and 2+ years in product management. This is a hybrid Madrid position with a strong focus on growth and innovation within global

Qualifications

• 3–5 years of consulting experience with Accenture or Big4 in financial services or payments transformation.
• 2+ years in Fintech or banking payments domain.
• 2+ years in product management delivering regulated fintech products.

Responsibilities

• Own and execute a key Money Flow product area from why and what to how.
• Balance feature development, technical debt, and experimentation to align with vision.
• Present market and competitive analysis to identify opportunities and threats.
• Own the product backlog and achieve defined success metrics.
• Translate regulatory changes into actual money flows.
• Engineering is a key stakeholder; ensure timely, high-quality delivery.
• Understand payment flows and schemes; fluent in SWIFT, SEPA, FPS APIs.
• Gather client feedback and translate into clear requirements.

Skills

Consulting experience

Banking/Fintech domain

Product management

Job description

Ebury helps ambitious businesses unlock global growth, and we take the same approach with our people. We encourage innovation and movement, collaboration and problem-solving, and foster an environment where everyone can feel they belong, are valued, supported and empowered to succeed.

If you’re a collaborator who wants to help transform how businesses operate globally, get in touch - we’d love to discuss how Ebury can accelerate your career so you can shape the future.

Product Manager - Money Flows

Product

Ebury Madrid Office - Hybrid: 4 days in the office, 1 day working from home per week

Role Summary

Do you want to solve the hardest problem when it comes to moving money globally supporting SMEs thriving with their international businesses? Do you want to be part of an ambitious team that wants to democratize access to currencies and corridors to all Businesses and Entrepreneurs?

If you are result oriented, a problem solver hungry for learning more, then Ebury is the place for you!

What You’ll Do

Product Vision & Strategy

• You will own and drive the execution of a key product area within Money Flow, from the why and the what to the how
• You will ensure alignment with the long-term product vision balancing feature development, technical debt, and experimentation
• You will present market and competitive analysis to identify opportunities and threats within your specific product domain

Execution & Delivery

• You will be in charge of the product backlog for your area and you will be directly responsible for achieving defined success metrics
• You will translate regulatory changes or rulebooks to actual money flows
• Engineering will be your key stakeholder
• You will ensure timely and highest quality delivery through the full development cycle
• Networks and payment schemes are second nature to you. You will be fluent in any of the following: SWIFT, SEPA, FPS APIs implementation. Payment flows, whether on corresponding banking or cards or schemes, are core part of the experiences you bring to the table
• You will regularly gather feedback from clients, translating needs, and opportunities into clear requirements so that our clients’ money moves as smooth as possible
• You will run your Shows&Tell, communicating feature updates, product decisions, and trade-offs
• You will be the go-to person for your product, proactively resolving queries and providing clarity to the any stakeholder
• You are comfortable with product's architecture and you have a solid understanding of technology stack
• Be able to speak to technical constraints that impact product development

Leadership & People Development

• You will drive and own day-to-day decision-making within your focussed area with minimal supervision
• You will help onboarding and mentoring new or junior members on processes, product and payment contexts

What You’ll Need

This role requires a unique combination of technical product leadership and deep domain expertise, often gained through top-tier consulting or banking roles.

• Consulting Experience: Minimum of 3-5 years of experience in Accenture or Big4, specifically working on financial services or payments transformation project
• Banking/Financial Services Domain: Minimum of 2 years experience in Fintech or Bank working in the payment chain OR
• Product Management: Minimum of 2 years in Product for a Fintech successfully launching and scaling complex, regulated financial products

Why Ebury?

• Competitive Starting Salary with an annual discretionary bonus that truly rewards your performance from day one.
• Dedicated Mentorship: Learn directly from experienced managers who are invested in your success.
• Cutting-Edge Technology: Leverage state-of-the-art tailor made tools and systems that enable you to perform at your best.
• Clear, Accelerated Career Progression: Defined pathways to leadership and specialist roles within Ebury.
• Dynamic & Supportive Culture: Work in a collaborative environment where teamwork and personal growth are prioritized.
• Generous Benefits Package: Access competitive benefits tailored to your location, which typically include health care and social benefits.
• Central Madrid Office: A fantastic location with excellent transport links.

About Us

Ebury delivers sophisticated, integrated solutions — business accounts, hedging, and financing — on a single platform with a seamless workflow. Our success is built on a simple premise and singular purpose: To help businesses operate and scale globally.

Since its founding in 2009, Ebury has always been a fast-growing leader in fintech. Today, we bring together 2000+ Eburians across nearly 70 cities and we’re always looking to add to our team.

At the heart of our offering is a proprietary platform, purpose-built to help businesses seamlessly streamline and manage global cash flow. We focus on continuous product evolution and innovation to build the infrastructure for borderless growth and help our clients scale at every stage.

The opportunities at Ebury are as diverse as our people, ranging from business development to engineering roles across our tech pillars.

We believe in inclusion. We stand against discrimination in all forms and are against the intolerance of differences that makes us a modern and successful organisation. At Ebury, you can be whoever you want to be and still feel a sense of belonging no matter your story.

Important Security Notice For Job Applicants

Ebury only accepts applications via official Ebury channels. We will only contact you from an @ebury.com domain. Always check the emails you receive from us, and note that we will never request payment for any part of the recruitment process. Stay safe and report suspicious activity.

Notice To Recruitment Agencies And Search Firms

Ebury does not accept unsolicited resumes, CVs, or candidate profiles from recruitment agencies or search firms without signed written Ebury recruitment terms in place for a specific role. Any unsolicited applications will be considered the sole property of Ebury. Ebury will not be responsible or liable for any placement fees or costs associated with unagreed candidate submissions or subsequent hires.

AI Transparency Statement

Ebury uses Artificial Intelligence (AI) and automated tools to help streamline certain parts of our recruitment process, however, these tools are strictly for administrative efficiency. All hiring decisions, including application reviews, shortlisting, and final selections are evaluated and conducted by human talent acquisition professionals and hiring managers.