Product Manager (Core Banking)

Monex USA; Madrid; Presencial; EUR 70.000 - 110.000; Jornada completa

Descripción de la vacante

Monex USA is seeking a Product Manager for Core Banking in Madrid. You will own the vision and roadmap for the core banking platform and its ecosystem, acting as Product Owner for a modern platform and guiding neo-bank initiatives.

You will work with regulators, engineering, and architecture to ensure compliant, scalable, API-first, cloud-native solutions. You will translate complex regulatory and business requirements into prioritized backlogs, lead multi-jurisdictional delivery, and own

Formación

• 5–10+ years’ experience in Product Management in regulated financial services.
• Hands-on ownership of at least one modern core banking platform such as Mambu or Thought Machine.
• Direct experience supporting neo-bank creation, platforming or greenfield regulated environments.
• Experience working with financial regulators during platform design and approvals.
• Strong understanding of payments, accounts, ledgers, fees and settlement.

Responsabilidades

• Own the vision, strategy and roadmap for the core banking platform and ecosystem.
• Act as Product Owner for a modern core banking platform.
• Define operating models, functional scope and extension strategy.
• Manage configuration versus build decisions in regulatory and commercial contexts.
• Lead neo-bank delivery, migration or major transformation.
• Collaborate with Architecture and Engineering to design API-first, cloud-native solutions.
• Translate business and regulatory requirements into clear backlogs and priorities.
• Work with engineering teams using Agile methodologies.
• Own senior stakeholder communication across Technology, Operations, Finance and Leadership.
• Own the product in production including reliability and vendor management.

Conocimientos

Core Banking

Regulatory Compliance

Product Ownership

Stakeholder Management

Agile Delivery

Payments Knowledge

Herramientas

Azure Cloud

Descripción del empleo

Product Manager (Core Banking) | Madrid

Monex is a leading global financial solutions provider, offering a complete set of tools to support business growth and strategic financial operations.

We specialise in FX risk management and international payments, helping corporate and institutional clients design tailored FX solutions to navigate currency volatility with confidence. Our team of FX specialists implement well-considered currency strategies, offering dedicated support to help clients manage their payment needs – whether for goods, services, or direct investments.

In 2023, Monex facilitated $309 billion in FX turnover, managed $10.7 billion in assets, and processed 8.5 million transactions. With offices across North America (Canada, the US, and Mexico), Asia (Singapore), and Europe (the UK, Spain, and the Netherlands), we serve over 66,000 clients worldwide.

By combining global reach with deep local market expertise, Monex enhances businesses with a suite of financial solutions and FX market analysis to help optimise efficiency, mitigate currency risk, and protect margins in an increasingly complex financial landscape.

Key Responsibilities

Core Banking Product Ownership

• Own the vision, strategy and roadmap for the core banking platform and its ecosystem.

• Act as Product Owner for one of Mambu, Thought Machine or Engine by Starling (or equivalent modern core banking platform).

• Define target operating models, functional scope, productconfigurationand extension strategy.

• Manage product configuration versus custom build decisions, ensuring regulatory and commercial alignment.

Neo – Bank/ Greenfield Delivery

• Lead core banking product workstreams fornew‑bankor regulated platform creation,migrationor major transformation.

• Support licence applications, mobilisation phases and regulator readiness activities whererequired.

• Partner with Architecture and Engineering to design scalable,API‑first,cloud‑nativesolutions.

Regulatory & Compliance Engagement

• Work directly with regulators (e.g. ECB, local national regulators) on platform design, controls, and operational readiness.

• Ensure core banking capabilities support regulatory requirements including safeguarding, reconciliation, reporting,auditabilityand resilience.

• Collaborate closely with Compliance, Risk and Financial Crime teams to embed controls by design.

Delivery & Stakeholder Management

• Translate business,regulatoryand operational requirements into clear product backlogs and priorities.

• Work closely with engineering teams using agile delivery methodologies (Scrum/Kanban).

• Own senior stakeholder communication across Technology, Operations, Finance and Executive leadership.

Run &Operate

• Own the product in production, including reliability, resilience,performanceand vendor management.

• Ensureappropriate monitoring, incident management and change governance for a regulated environment.

• Support business continuity, disaster recovery and operational resilience obligations related to the platform.

Job Specifications

Essential:

• 5–10+ years’ experience in Product Management(or similar roles), with significant tenure in regulated financial services.

• Hands‑onproduct ownership of at least one modern core banking platform e.g.Mambu,Thought Machine oriGCBeMaCH.ai

• Direct experience supporting neo ‑ bankcreation, bankre ‑ platforming, or greenfield regulated environments.

• Demonstrable experience working directly with financial regulators during platform design,approvalor mobilisation.

• Strong understanding of payments, accounts, ledgers, interest,feesand settlement concepts.

• Experience delivering complex platforms across multiplejurisdictions.

Desirable:

• Experience withinEU‑regulatedbanking or payments institutions.

• Exposure to safeguarding, prudentialreportingand operational resilience frameworks.

• Experience working withcloud‑nativeplatforms (Azure preferred).

Core Skills & Competencies

• Core Banking Expertise: Deep understanding of modern,API‑firstcore banking architectures.

• Regulatory Mindset: Ability to design products that satisfy regulators as well as customers.

• Product Leadership: Clear ownership,prioritisationand roadmap discipline.

• Delivery Focus: Comfortable operating in complex,multi‑streamdelivery environments.

• Stakeholder Management: Confident engaging executives,regulatorsand vendor leadership.

• Analytical & Commercial Thinking: Understands cost models, scalability andlong‑termplatform economics.

If you like wild growth and working with happy, enthusiastic over-achievers, you’ll enjoy your career with us_!_