Product Manager

Capchase; Spain; Hybrid; EUR 65,000 - 95,000; Full time

Job summary

Capchase is transforming how hardware and software companies finance equipment, offering a modern platform for direct and channel sales. This role, based in Madrid with hybrid options, welcomes remote candidates worldwide.

You will own a product space end-to-end, write PRDs, partner with tech, risk, and GTM teams, and shape metrics to drive rapid, measurable impact. We value strong writing, structured problem solving, and a bias to action.

Qualifications

• 2–5 years total experience in product or equivalent.
• Consulting + technical backgrounds encouraged.
• Excellent level of spoken and written English.
• Technical fluency: APIs, data models, and systems constraints.

Responsibilities

• Own a problem space end-to-end
• Ship iteratively
• Write clearly: PRDs, project tracking, decision logs, reviews
• Partner across functions to unblock execution
• Instrument analytics and guardrail metrics; set success criteria
• Run discovery with customers and internal experts
• Communicate trade-offs and priorities to executives

Skills

Strong writing

Structured problem solving

Technical fluency

Bias to action

Customer obsession

Communication

English fluency

Job description

Capchase is on a mission to transform how hardware and software companies sell and get paid, revolutionizing the equipment financing space. Recently named a 2026 Monitor Best Company in Innovation, we're recognized for embedding flexible payment terms directly into the sales workflow, helping teams close faster without the friction of a separate financing system.

We're the modern platform for financing leading enterprise solutions: built for direct and channel sales motions, with $2B+ funded, approvals in seconds, and a seamless experience for both sellers and buyers. Backed by leading fintech investors including 01A, Thomvest, QED, SciFi, and Invesco, we've raised $700M+ in equity and debt to fuel our growth.

In just over five years, we've scaled from four co-founders to 80+ Capchasers across 10 markets, supporting thousands of companies globally and processing billions in payment volume.

Since our launch in 2020, we've achieved several milestones:

• 10K+ active vendors, channel partners and buyers
• Built a team representing over 15 nationalities
• Active in 10 markets
• Top decile YoY growth
• Built an awesome culture

In December 2024 we reached the top of the Installment Payment, BNPL category on G2, #1 in B2B.

Why work with us?

Help accelerate an industry!

At Capchase, we are transforming how software and tech-enabled hardware equipment gets financed, we move and innovate fast. We’re always looking for the brightest minds to join us. We’re a diverse team of 15+ nationalities with a shared passion for helping innovative companies thrive. Join the climb with us!

What you’ll do:

• Own a problem space end-to-end: define the customer, the jobs to be done, the metrics, and the roadmap.

• Ship iteratively: small bets, tight feedback loops, measurable outcomes.

• Write clearly: PRDs, project tracking, decision logs, and pre-/post-launch reviews.

• Partner across functions (tech, design, risk/underwriting, ops, legal, go-to-market) to unblock execution.

• Instrument analytics and guardrail metrics; set success criteria before build; hold the line after launch. Impact is the name of the game.

• Run discovery with customers and internal experts; translate insights into simple, high-leverage solutions.

• Communicate trade-offs and priorities to executives; create alignment across time zones.

What we’re looking for:

• 2–5 years total experience in product or equivalent; high-potential profiles welcome.

• Consulting + technical backgrounds encouraged (e.g. ~2 years at McKinsey plus engineering/tech experience).

• Strong writing and structured problem solving; you make complex topics simple.

• Technical fluency: comfortable with concepts like APIs, data models, and systems constraints; you collaborate deeply with techies.

• Bias to action and ownership; you measure impact, not activity.

• Customer-obsessed judgment; you balance speed with quality and risk.

• Nice to have: fintech/payments, credit/risk, SaaS, experimentation, or AI-driven products.

• Excellent level of spoken and written English.

If you live in Madrid, you can work hybrid from our office. If you don’t, no problem: this role is open to remote candidates.

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, colour, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.