KYCO Intern

EngineersOfAI; Madrid; On-site; EUR 25,000 - 35,000; Full time

Benefits offered by this job

Premium N26 bank account subscription

Personal development perks

Diverse, multicultural work environment

Job summary

EngineersOfAI is looking for a dynamic KYC Operations Intern to support compliance with AML regulations for the German market. You will engage in customer due diligence processes and operational excellence tasks.

The position is ideal for those interested in financial crime prevention, offering real responsibilities and a flat hierarchy.

Join a diverse team and accelerate your growth in a fast-paced digital banking environment.

Qualifications

• Currently pursuing or recently completed a Bachelor’s degree in a relevant field.
• Strong interest in financial crime prevention, with knowledge of Spanish regulations being advantageous.
• Professional fluency in English and Spanish.

Responsibilities

• Participate in customer due diligence (KYC) and transaction monitoring reviews.
• Support core document management workflows and verify customer profiles.
• Assist in continuous improvement initiatives for compliance systems.

Skills

Analytical Mindset

Hands-on Attitude

Fluency in English

Fluency in Spanish

Education

Bachelor’s degree in Law, Business Administration, Criminology, Finance, or related field

Tools

Compliance software

Job description

About the Opportunity

We are seeking a dynamic and motivated KYC Operations Intern to join our ES EDD KYCO Team. In this role, you will play a key part in ensuring compliance with Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF) regulations for the German market.

Our goal in KYC Operations is to build a culture of compliance that our customers, authorities, and stakeholders can fully trust. This position is an ideal launchpad for a student or recent graduate eager to gain hands‑on experience in financial crime prevention, customer due diligence, and operational process optimization within a fast‑paced Fintech leader.

In This Role, You Will:

• Case Investigations & Verification: Participate in day-to-day customer due diligence (KYC) and transaction monitoring reviews, identifying potential financial crime patterns or unusual typologies.

• Operational Excellence: Support core document management workflows, administrative tasks, and verify customer profiles to ensure compliance standards are met efficiently.

• Remediations: Participate in continuous improvement initiatives, helping to optimize our internal screening systems and update operational guidelines (Working Instructions).

• Stakeholder Collaboration: Assist in gathering data for regulatory requests or internal alignment under the supervision of the KYCO Team Leads and Managers.

What You Need to Be Successful:

Background & Knowledge

• Studies: Currently pursuing or recently completed a Bachelor’s degree (ideally in Law, Business Administration, Criminology, Finance, or a related field). Prior intern or working student experience is a plus.

• AML/KYC Interest: A strong interest in financial crime prevention, with basic academic or practical knowledge of the Spanish regulatory framework (Law 10/2010 and Sepblac guidelines) being highly advantageous.

• Languages: Professional fluency in English (written and spoken) and Spanish.

• Tools: Comfortable utilizing technology, collaboration suites, and learning specialized compliance software.

Skills & Traits

• Analytical Mindset: High attention to detail, diligence, and the ability to handle confidential and sensitive data securely.

• Hands‑on Attitude: A proactive, autonomous working style with a strong bias for action and a high willingness to learn.

• Thrive in Fast‑Paced Environments: Ability to adapt swiftly to evolving business needs and changing regulatory environments.

What’s in it for You:

• Accelerate Your Growth: Start your career in one of Europe’s most disruptive digital banking environments with a steep learning curve.

• Real Impact: Your daily effort directly affects the team's operations, allowing you to take on real responsibilities early on.

• Flat Hierarchy: Propose changes and voice your ideas freely without navigating multiple bureaucratic layers of traditional banks.

• Premium Benefits: Access to a Premium N26 bank account subscription (plus family and friends discounts), personal development perks, and a diverse, multicultural work space.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse t