KYC Analyst (German Speaker)

Deutsche Bank; Barcelona; On-site; EUR 42,000 - 60,000; Full time

Job summary

Deutsche Bank is seeking professionals in Barcelona to join the KYC/TBM team. You will conduct KYC for German private clients, monitor transaction behaviour, and collaborate with senior colleagues in Germany to ensure AML compliance.

Role involves supporting RR/EDR and NCA processes, making business approvals, and driving process improvements while applying rigorous attention to regulatory topics and data ethics.

Qualifications

• KYC/AML regulatory knowledge and experience.
• Experience with transaction monitoring and reviews.
• German language proficiency (C1+)

Responsibilities

• Conduct KYC for German private clients across lifecycle.
• Analyse and monitor client transaction behaviour for compliance.
• Assess payments against KYC profiles and prepare AML reports.
• Collaborate with RR, EDR and NCA processes.
• Collaborate with Operations and AFC PB for client approvals.
• Contribute to process improvements in KYC/TBM.

Skills

German language

Regulatory compliance

Attention to detail

Team player

Problem solving

Education

Banking degree

Job description

• We are seeking dedicated professionals to join our KYC/TBM team. The role involves working with German private clients, assisting with their onboarding, managing regular reviews and event-driven reviews. Part of the team will be centered in transaction behaviour monitoring on alert basis. A good command of the German language is a must
• You will conduct KYC processes for German private clients during their entire lifecycle. Analyse and monitor client transaction behaviour to ensure compliance with regulations. Collaborate effectively within a dynamic and detail-oriented team in Barcelona and with senior colleagues in Germany
• Assess payment transactions against the client’s KYC profile and preparation of internal suspected money laundering reports
• Collaborate with Regular Reviews (RR) and Event Driven Reviews (EDR) as well as the New Client Adoption (NCA) process
• Ensure compliance with AML and KYC regulations and policies
• Make business approval to accept customers and make decisions to continue customer relationships, in collaboration with Operations and Business Line AFC PB
• Contribute to process improvements related to KYC/TBM

Proven ability to leverage AI tools to enhance productivity, optimise workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputsTeam player with a positive attitudeCompleted banking academic degree, completed studies or comparable qualifications are desirableExcellent problem-solving abilities, attention to detail and a high commitment to regulatory topicsFluency in German (C1+)Experience in KYC or financial compliance is preferred