French AML Analyst – Impactful Alerts & Growth

Qonto; Barcelona; On-site; EUR 40,000 - 60,000; Full time

Job summary

Qonto is seeking an AML Officer to protect customers from money laundering and terrorist financing. You will investigate complex alerts, enforce controls, and lead projects to optimize AML procedures within a dynamic European fintech environment.

You will work with a diverse European team, applying your AML expertise and coaching skills to enhance detection, reporting, and collaboration with regulators and internal stakeholders.

Qualifications

• 1–3 years in transaction monitoring and AML/CFT, ideally in bank or fintech.
• Solid knowledge of sanctions, embargoes and terrorism financing.
• Fluent in French and English for cross‑border collaboration.

Responsibilities

• Investigate complex alerts: handle transaction monitoring alerts and SARs, about 25 alerts per day.
• Conduct first-level controls and internal checks to ensure procedures are followed.
• Identify gaps in processes and lead projects to improve daily operations.
• Coach the team: share expertise on complex cases, including sanctions and terrorism financing.
• Be the point of contact for internal teams, auditors, and regulators when needed.

Skills

AML/CFT experience

Improvement mindset

Coaching instinct

AI fluency

Fluent French & English

Job description

Qonto is seeking an AML Officer to protect customers from money laundering and terrorist financing. You will investigate complex alerts, enforce controls, and lead projects to optimize AML procedures within a dynamic European fintech environment.

You will work with a diverse European team, applying your AML expertise and coaching skills to enhance detection, reporting, and collaboration with regulators and internal stakeholders.