Credit Risk & Analytics Analyst — Hybrid

Santander Group; Irún; Hybrid; EUR 55,000 - 75,000; Full time

Benefits offered by this job

Hybrid working model

BeHealthy wellness program

Childcare support

Exclusive Santander employee discounts

Job summary

Santander Openbank in Spain is seeking a Control Risk Analyst based in Madrid (Boadilla del Monte) to strengthen its risk management and analytics capabilities. You will analyze credit risk metrics, support regulatory reporting, and help drive risk-driven decisions using data and technology.

The role requires 3+ years in risk control, strong English communication, programming (SAS, Python) and SQL/Access skills, and a collaborative, results-oriented mindset.

Qualifications

• +3 years of experience in Risk Control and Monitoring functions, especially in credit risk and portfolio analysis.
• Experience with IFRS9 models (Preferred)
• Bachelor's degree in economics, business, engineering, science, technology or mathematics (Required)
• High level of written and oral communication skills in English (Required)
• Basic / Medium level of programming (SAS programming, Python…) and data management (SQL, Access…) (Required)
• MS Office advanced knowledge (Required)
• IFRS9 (Preferred)
• New definition of default (Preferred)

Responsibilities

• Analyze, consolidate and challenge main credit risk metrics for units within Western Hub scope.
• Synthesize messages for senior management and support regulatory reports.
• Collaborate on projects combining risk management, tech and AI.
• Coordinate local project implementation with owners and track progress.
• Execute strategic plans and budgeting processes.
• Oversee month-end provisioning and forecasting processes.
• Perform portfolio analyses to identify trends and opportunities.
• Communicate with departments and units.
• Produce and automate reports and presentations for WH Risk Monitoring.
• Prepare supporting materials for various forums.

Skills

Analytical skills

Adaptability

Problem solving

Cross-functional collaboration

Teamwork

English communication

Education

Bachelor's degree in economics, business, engineering, science, technology or mathematics

Tools

SAS programming

Python

SQL

Access

MS Office

Job description

Santander Openbank in Spain is seeking a Control Risk Analyst based in Madrid (Boadilla del Monte) to strengthen its risk management and analytics capabilities. You will analyze credit risk metrics, support regulatory reporting, and help drive risk-driven decisions using data and technology.

The role requires 3+ years in risk control, strong English communication, programming (SAS, Python) and SQL/Access skills, and a collaborative, results-oriented mindset.