Credit Risk & Analytics Analyst (Hybrid)

Santander; Boadilla del Monte; Hybrid; EUR 42,000 - 62,000; Full time

Benefits offered by this job

BeHealthy wellness program

Shuttle service in Madrid

Meal subsidy

Parking facilities

Job summary

Openbank seeks a Risk Control Analyst to join the Madrid office. You will analyze credit risk metrics, contribute to management and regulatory reporting, and support risk-focused initiatives in a hybrid work model with some remote days. Strong English skills and 3+ years in risk control are required.

Experience with IFRS9 is preferred; a data-driven mindset and teamwork are essential to drive risk monitoring and strategic decision-making.

Qualifications

• 3+ years of experience in Risk Control and Monitoring.
• Experience with IFRS9 models is preferred.
• Bachelor’s degree in economics, business, engineering, science, technology or mathematics.
• Strong English communication skills are required.

Responsibilities

• Analyze main credit risk metrics and other risks (counterparty, market, liquidity, non-financial).
• Synthesize key messages for senior management and regulatory reports.
• Support risk transformation projects and local implementation.
• Oversee month-end provisioning and forecasting processes.
• Perform portfolio analyses to identify trends and opportunities.
• Produce reports for WH Risk Monitoring and other forums.

Skills

Analytical skills

Problem solving orientation

Cross-Functional Collaboration

Teamwork

English proficiency

Education

Bachelor's degree in Economics/Business/Engineering/Science/Technology/Mathematics

Tools

SAS

Python

SQL

Access

Job description

Openbank seeks a Risk Control Analyst to join the Madrid office. You will analyze credit risk metrics, contribute to management and regulatory reporting, and support risk-focused initiatives in a hybrid work model with some remote days. Strong English skills and 3+ years in risk control are required.

Experience with IFRS9 is preferred; a data-driven mindset and teamwork are essential to drive risk monitoring and strategic decision-making.